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1006 F St, North Wilkesboro, NC, 28659

6beds
4baths
4,014sqft
$520,000
$130price/sqft
$3,599/moest. monthly cost
$143,960/yrincome needed

About This Home

A great opportunity to own a spacious brick home with true multigenerational living in the heart of North Wilkesboro. Offering 6 bedrooms, 4 full baths, two kitchens, separate living areas, and a private entrance, this property is ideal for extended family, guests, or flexible living arrangements. Hardwood floors, two fireplaces, and partially finished basement provide plenty of space to live, work, and entertain. Recent updates include new windows, all-new kitchen appliances, and a newly sealed asphalt driveway. Situated on a large lot approximately 2.5 acres, pull-through parking, detached storage shed, and a fenced yard area for pets or gardening. This property is conveniently located within walking distance from downtown, Main Street shopping, restaurants, parks, and near to events such as MerleFest and the Brushy Mountain Apple Festival. The space you need, the updates you want, and the location you'll love; all this and more are waiting for you here, your new home 1006 F Street.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
4/10
Central Wilkes MiddleGrades 6-84.9 mi
4/10
Wilkes Central HighGrades 9-123.9 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: 2nd Dryer Connection,2nd Washer Connection,In Basement,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished, Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3

Features

  • Great Room,Guest Quarters,In-Law Floorplan,Solid Surface Counter
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Great Room,Living Room
  • Fireplace: Yes
  • Attic: Floored
  • Finished area above ground: 4,014

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,674
  • Total interior livable area: 4,014 sqft

Property

Details

  • Parcel number: 1404440
  • Zoning: res
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Fenced,Partial

Lot

  • Lot size: 2.43 Acres
  • Features: Corner Lot,Sloped,Not in Flood Zone

Parking

  • Parking features: Driveway,Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Earthquake
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$247$2,964
Property Taxes $350$4,200
Electricity $373$4,486
Total$3,599$43,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,394/yr
40% on housing$107,970/yr
45% on housing$95,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 28659$166
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28659$155
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$520,000

For Sale by Agent

AgentLauren Call
BrokerageOverton Executive Properties

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