




6851 N Shore Trl N, Forest Lake, MN, 55025
About This Home
Welcome to a once-in-a-lifetime opportunity on Forest Lake’s coveted “Gold Coast” — a 1 owner, custom built lakeshore estate designed to feel like a timeless 1920s seaside cottage. Crafted in 2005, this one-of-a-kind home rests on a beautifully landscaped 550’ deep lot with 100’ of south-facing sandy shoreline on Forest Lake’s desirable First Lake. Positioned 400 feet from the road, the home offers serenity, abundant natural light & gentle summer breezes—just minutes from local amenities & freeway access, allowing for an easy 35-minute commute to the Twin Cities. Designed by renowned architect Ben Nelson, the home showcases exceptional craftsmanship with 12” precast Spancrete floors, TimberStrand framing & in-floor radiant heat on all three levels (excluding the upper garage & guest apartment). Energy-efficient features include 2x6 construction, Corbond foam insulation, Owens Corning Berkshire shingles & maintenance-free Nailite siding with Azek trim. The property features an impressive, attached garage configuration with a 3+ car upper garage and a 4+ car lower garage—offering exceptional space for vehicles, hobbies & all your recreational equipment, from lake gear to outdoor toys. The lower garage is fully equipped with in-floor heat, a floor drain, insulated walls & a 100-amp subpanel, adding functionality & year-round usability. The home offers 4 bedrooms, a dedicated office & additional flexible spaces perfect for a sewing room, workout room, or creative studio. It also includes a separate living suite—providing versatility for a variety of lifestyles, multi-generational living, or extended guests. There are 3 full baths, 3 three-quarter baths & 1 half baths. Most bedrooms feature beautiful lake views, enhancing the connection to the setting throughout. The spectacular great room features soaring cathedral ceilings, a floor-to-ceiling stone gas fireplace, custom built-ins & panoramic lake views. Majestic eagles often glide across the water, adding to the peaceful, scenic setting. The home also features a dedicated 13-seat theater room—perfect for movie nights, entertaining, or enjoying the big game in comfort. The main-floor primary suite offers a private lakeview balcony, a marble fireplace, a jetted tub, a rain shower, dual marble sinks, a walk-in closet & a charming nautical porthole window with patio seating. The chef’s kitchen is thoughtfully designed with a 6-burner Viking range, double wall oven, Miele panel-front dishwasher, granite island, copper ceiling & custom cabinetry. Adjacent are a formal dining room & an inviting breakfast space. The main-floor laundry features Zodiac blue quartz counters, a washer/dryer, a sink & a convenient laundry chute. Enjoy year-round lakeside living in the 3-season porch, which features a vaulted ceiling & E-Z Breeze window system, along with a maintenance-free Azek deck added in 2023. Every space reflects thoughtful design, comfort & timeless character. The private guest apartment above the garage offers access from the loft & a separate entrance from the main-level garage, providing excellent flexibility & privacy. This space includes a full kitchen, dining area, bedroom, three-quarter bath with a fully tiled shower, hickory floors, skylight & baseboard heat—ideal for guests, extended family, or independent living.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Roof: Age Over 8 Years,Architectural Shingle,Asphalt,Pitched
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Central Vacuum,Chandelier,Dishwasher,Disposal,Double Oven,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Gas Water Heater,Microwave,Other,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full,Other,Concrete,Storage Space,Tile Shower,Walk-Out Access
Bedroom
- Level: Main
- Area: 458.16
- Dimensions: 18.4x24.9
Bedroom2
- Level: Upper
- Area: 477
- Dimensions: 21.2x22.5
Bedroom3
- Level: Upper
- Area: 462.5
- Dimensions: 18.5x25
Bedroom4
- Level: Basement
- Area: 230.23
- Dimensions: 16.1x14.3
Bedroom5
- Level: Upper
- Area: 116.8
- Dimensions: 14.6x8
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 3
- 3/4 bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 220.98
- Dimensions: 12.7x17.4
Dining Room
- Level: Main
- Area: 152.207
- Dimensions: 13.7x11.11
Family Room
- Level: Lower
- Area: 807.69
- Dimensions: 24.7x32.7
Features
- Central Vacuum
- Number of fireplaces: 3
- Fireplace features: Brick,Family Room,Masonry,Gas,Insert,Living Room,Primary Bedroom,Stone
- Fireplace: Yes
- Finished area below ground: 2,000
- Finished area above ground: 5,382
Heating & Cooling
- Heating features: Baseboard,Boiler,Dual Fuel/Off Peak,Fireplace(s),Heat Pump,In-Floor Heating,Radiant
- Cooling features: Central Air,Whole House Fan
Interior Area
- Total structure area: 7,992
- Total interior livable area: 7,992 sqft
Kitchen
- Level: Main
- Area: 278.2
- Dimensions: 21.4x13
Living Room
- Level: Main
- Area: 466.31
- Dimensions: 21.1x22.1
Media Room
- Level: Basement
- Area: 325.05
- Dimensions: 16.5x19.7
Office
- Level: Basement
- Area: 266.88
- Dimensions: 13.9x19.2
Other
- Level: Upper
Other
- Level: Main
- Area: 242.55
- Dimensions: 14.7x16.5
Property
Accessibility
- Accessibility features: Hallways 42"+
Details
- Parcel number: 0403221120015
- Zoning description: Residential-Single Family
- Foundation area: 2610
Features
- Levels: More Than 2 Stories
- Pool features: None
- Patio & porch: Awning(s),Composite Decking,Covered,Deck,Enclosed,Front Porch,Other,Patio,Rear Porch,Screened
- Fencing: None
- Has view: Yes
- View description: Lake,Panoramic,South
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 100
Lot
- Lot size: 1.25 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 100 x 552
Parking
- Total spaces: 8
- Parking features: Attached,Concrete,Floor Drain,Garage,Garage Door Opener,Insulated Garage,Multiple Garages,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 8
- Covered spaces: 8
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,492 | $125,904 |
| Home Insurance * | $1,159 | $13,908 |
| Property Taxes | $2,210 | $26,520 |
| Electricity | $674 | $8,088 |
| Total | $14,535 | $174,420 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $2,295,000 |
| 2026-04-10 | Listed for sale | $2,350,000 |
| 2025-10-20 | Listing removed | $2,350,000 |
| 2025-07-06 | Listed for sale | $2,350,000 |
| 2003-05-13 | Sold | $485,000 |
