See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

900 Smokey Mountain Trl, North Wilkesboro, NC, 28659

2beds
2baths
1,448sqft
$329,900
$228price/sqft
$2,165/moest. monthly cost
$86,600/yrincome needed

About This Home

Wake up to mountain views, explore more than 12 acres of your own, and end each day surrounded by the peaceful beauty of the North Carolina mountains. Enjoy your morning coffee on the expansive deck as the sun rises over the mountains and the sounds of nature welcome the day. Inside, the open floor plan offers an inviting space for gathering, while the kitchen features a large island with bar seating, abundant cabinet and countertop space, and a generous pantry. The spacious primary suite is complemented by a primary bath with direct access to the deck, making it easy to step outside and enjoy the views. A rustic hunting cabin is tucked away on the property, providing the perfect hunting basecamp with the potential for future uses (subject to any necessary approvals). If you've been searching for privacy, acreage, and mountain living, this Wilkes County property is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
CC Wright ElementaryGrades PK-58.6 mi
4/10
Central Wilkes MiddleGrades 6-811.8 mi
4/10
Wilkes Central HighGrades 9-1212.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,448

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,448
  • Total interior livable area: 1,448 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1700821
  • Zoning: R1
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 12.61 Acres
  • Features: Partially Cleared,Partially Wooded,Sloped,Wooded,Not in Flood Zone

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Drought
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$157$1,884
Property Taxes $140$1,680
Electricity $200$2,405
Total$2,165$25,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,228/yr
40% on housing$64,950/yr
45% on housing$57,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 28659$165
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28659$155
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$329,900
2021-08-12Sold$275,000

For Sale by Agent

AgentMarissa Ward
BrokerageRealty One Group Results

Similar Homes