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1515 Holly Cir, Wilkesboro, NC, 28697

4beds
3baths
3,169sqft
$665,000
$210price/sqft
$4,182/moest. monthly cost
$167,280/yrincome needed

About This Home

You have to see this unbelievably maintained home on almost an acre in Westwood Hills. The grounds of this property are beautiful & professionally landscaped, and the huge entertaining terrace, complete with built in fire pit, is the perfect place to unwind or to host an epic event. Once inside, you'll find that the tasteful updates over the years compliment the immaculately maintained original high end features of this stately home. The main level features a primary suite, 3 additional bedrooms, 2 more bathrooms, a private office, & oversized sunroom. The family room boasts original built-in's that flank a gas fireplace, & you'll also find both a formal living and dining room. Both the kitchen and basement bar have custom granite countertops. Once done touring the main level, head down to the entertainment area in the 1000+ sq ft finished basement, which houses another great room with gas logs, pool room, & a full built-in bar. Professional daytime and twilight photos coming soon!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Wilkesboro ElementaryGrades PK-50.2 mi
4/10
Central Wilkes MiddleGrades 6-82.9 mi
5/10
Wilkes Central HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Solid Surface Counter
  • Flooring: Engineered Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Basement
  • Fireplace: Yes
  • Finished area below ground: 946
  • Finished area above ground: 2,223

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,924
  • Total interior livable area: 3,169 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2201434
  • Zoning: R8
  • Special condition: Owner Sale
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting
  • Fencing: Invisible

Lot

  • Lot size: 0.87 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$300$3,600
Property Taxes $225$2,700
Electricity $295$3,541
Total$4,182$50,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,382/yr
40% on housing$125,460/yr
45% on housing$111,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 28697$154
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28697$157
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$729,000

For Sale by Agent

AgentAndrea Roten
BrokerageDM Properties & Associates

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