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1101 Old US 421 Road, Wilkesboro, NC, 28697

2beds
1baths
518sqft
$99,950
$193price/sqft
$789/moest. monthly cost
$31,560/yrincome needed

About This Home

Charming 2-bedroom, 1 bath home conveniently located just minutes from downtown Wilkesboro and North Wilkesboro, with easy access to U.S. Route 421 and NC hwy 115 for an easy commute. Enjoy year-round comfort with three brand new Traiden ductless mini split units installed 2/27/26. Move-in ready and perfectly located — Come see it for yourself!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
CC Wright ElementaryGrades PK-51.6 mi
4/10
Central Wilkes MiddleGrades 6-85.0 mi
5/10
Wilkes Central HighGrades 9-124.2 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Exhaust Fan,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 518

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 518
  • Total interior livable area: 518 sqft

Property

Details

  • Parcel number: 2202123
  • Zoning description: R6-S

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Driveway,Gravel,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$45$540
Property Taxes $39$468
Electricity $200$2,405
Total$789$9,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,051/yr
40% on housing$23,670/yr
45% on housing$21,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 28697$162
Wilkes County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 28697$157
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$99,950
2026-03-25Pending sale$99,950
2026-03-25Contingent$99,950
2026-03-04Listed for sale$99,950
2018-01-04Sold$13,500

For Sale by Agent

AgentDalton Sheets
BrokerageHoward Hanna Allen Tate Blair Properties

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