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9 E Comeback Bay Ln, Sagle, ID, 83860

4beds
4baths
2,522sqft
$689,000
$273price/sqft
$4,361/moest. monthly cost
$174,440/yrincome needed

About This Home

BEAUTIFUL 4 BR 31/2 BATH with MASTER BR UPSTAIRS and DOWN. on .62 of an acre, plenty of room to add a shop or ADU. Completely Remodeled from top to bottom This model house is ready to move in. Walk in trough the Mahoganie Door to open floor plan with a full master bedroom and bath downstairs. Handicapped accessible with a separate exterior door. As you go up the extra wide stairway to the 2nd floor you will find 2 large bedrooms a bath to share and a large Master Bedroom and Master Bath. Make your way out onto the deck and enjoy the views of Switzer snowcapped mountain range.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Sagle Elementary SchoolGrades PK-62.1 mi
5/10
Sandpoint High SchoolGrades 7-123.2 mi
7/10
Sandpoint Middle SchoolGrades 7-83.3 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: See Remarks
  • Roof: Metal
  • Construction materials: T1-11,Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Disposal,Dishwasher,Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Flooring: Stone,Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Cadet,Electric
  • Cooling features: Mini-Split A/C

Interior Area

  • Total structure area: 2,522
  • Total interior livable area: 2,522 sqft

Property

Accessibility

  • Accessibility features: Exterior Handicap Access

Details

  • Parcel number: RP000700020050A
  • Zoning: res

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.69 Acres
  • Features: Level

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Bonner County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance $187$2,244
Property Taxes $537$6,444
Electricity $154$1,850
Total$4,361$52,332

Income You'd Need if You Spent...

35% on housing$149,520/yr
40% on housing$130,830/yr
45% on housing$116,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 83860$379
Bonner County$372

vs Homes Sold Last Month

Median $/sqft

ZIP 83860$351
Bonner County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$739,500
2026-05-01Price change$749,500
2026-04-15Listed for sale$754,000
2025-06-05Sold--
2025-04-30Pending sale$217,800
2025-04-24Listed for sale$217,800
2023-12-18Sold--
2020-06-04Listing removed$247,000
2020-06-04Listed for sale$247,000
2020-06-04Pending sale$247,000
2020-01-02Price change$247,000
2019-06-11Listed for sale$249,000
2019-05-08Listing removed$280,000
2018-11-16Listed for sale$280,000
2018-08-06Listing removed$180,000
2018-08-06Pending sale$180,000
2018-07-28Listed for sale$180,000

For Sale by Agent

AgentJeffery O'Brien
BrokerageJeffery Scott O'Brien

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