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551 N Santa Fe Ave, Tulsa, OK, 74127

4beds
2baths
1,864sqft
$295,000
$158price/sqft
$2,357/moest. monthly cost
$94,280/yrincome needed

About This Home

Beautifully updated 1920s Craftsman with all the historic charm! In Historic Owen Park, just two blocks from Tulsa's first park, pond, splash pad, and bike trails. Minutes from BOK Center & Tulsa Arts District! Active neighborhood community, including sidewalk library & Tiny Porch Festival. Lot's of updates including new gutters, landscaping, tree removal, fresh paint, updated electrical, and fencing, Huge back deck w/skyline views, wrapped in custom Garden Deva metalwork! Raised beds, calming koi pond, walk in pantry, large garage.

Getting Around

41
WalkingCar-Dependent
33
TransitSome Transit
55
BikeBikeable

Schools

2/10
Central Middle SchoolGrades 6-81.0 mi
1/10
Central High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement,Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Oven,Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Other,Quartz Counters,Stone Counters,Wood Counters,Ceiling Fan(s),Gas Range Connection,Gas Oven Connection
  • Window features: Vinyl,Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Multiple Heating Units
  • Cooling features: 2 Units

Interior Area

  • Total structure area: 1,864
  • Total interior livable area: 1,864 sqft

Property

Details

  • Parcel number: 31275920208280

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Landscaping
  • Fencing: Chain Link,Partial,Privacy

Lot

  • Lot size: 7,013 sqft
  • Features: Mature Trees,Pond on Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Tulsa County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance $482$5,784
Property Taxes $240$2,880
Electricity $144$1,732
Total$2,357$28,284

Income You'd Need if You Spent...

35% on housing$80,811/yr
40% on housing$70,710/yr
45% on housing$62,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 74127$182
Tulsa County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 74127$119
Tulsa County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$295,000
2026-08-01Listed for sale$295,000
2025-03-07Sold$285,000
2025-02-18Pending sale$295,000
2025-02-14Listed for sale$295,000
2020-03-06Sold$238,000
2020-01-29Pending sale$249,900
2020-01-28Listed for sale$249,900
2014-06-09Sold$125,000
2014-04-06Price change$129,000
2014-03-28Listed for sale$135,000
2013-06-19Listing removed$135,000
2013-05-19Price change$135,000
2013-04-24Price change$140,000
2013-04-10Price change$145,000
2013-03-09Listed for sale$150,000
2006-06-07Sold$93,000
2000-02-03Sold$54,000

For Sale by Agent

AgentJennifer Samuelson
BrokerageeXp Realty, LLC

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