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404 Sir Arthur Ct, Guyton, GA, 31312

4beds
2baths
1,709sqft
$338,000
$198price/sqft
$2,339/moest. monthly cost
$93,560/yrincome needed

About This Home

Bright, Spacious & Move-In Ready! This 4-bed, 2-bath split floor plan home features vaulted ceilings, a gas fireplace, formal dining room with picture windows, and a kitchen with breakfast nook. Enjoy brand-new LVP flooring in all bedrooms...NO carpet! The spacious master suite offers privacy and retreat with double vanities, soaking tub, and separate shower. The kitchen features ample cabinet space, BRAND-NEW range/oven and microwave, all appliances included, plus washer/dryer connections. Outside, unwind on the expanded Trex deck, and enjoy a fully fenced 1/2 acre+ backyard with double gates and a separate fenced garden area. Convenient neighborhood living with all the extras! Some photos are AI-generated for staging purposes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
6/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s),Formal Dining Room
  • Fireplace features: Living Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,709
  • Total interior livable area: 1,709 sqft

Property

Details

  • Parcel number: 0349C012

Features

  • Exterior features: None
  • Fencing: Privacy

Lot

  • Lot size: 0.55 Acres
  • Features: Cul-De-Sac,Wooded

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,709$20,508
Home Insurance *$161$1,932
Property Taxes $250$3,000
Electricity $219$2,637
Total$2,339$28,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,194/yr
40% on housing$70,170/yr
45% on housing$62,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$156
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$345,000
2026-01-16Listed for sale$350,000
2023-03-24Sold$299,000
2023-02-24Pending sale$299,000
2023-02-17Listed for sale$299,000
2007-02-13Sold$173,900
2005-10-05Sold$35,900

For Sale by Agent

AgentCheryl Ash
BrokerageCentury 21 Luxe Real Estate

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