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118 Lauren Dr, Rincon, GA, 31326

3beds
2baths
1,805sqft
$305,000
$169price/sqft
$2,168/moest. monthly cost
$86,720/yrincome needed

About This Home

Corner Lot, Side Entry Garage and NO HOA! Fresh New Floors and Paint in this all Brick Home Sitting on over a Half Acre Lot with a Separate 2.5 Garage. 3 Bedrooms 2 Bath Split Floor Plan. Family Room has n Built In Bookcases/Entertainment Center and lots of Natural Light. Kitchen has New Counter Tops, Sink and Stove. Master has Cathedral Ceiling, His and Hers Closets. Outdoors is a Large Screened Porch, Irrigated Fenced Yard with 2 Drive Through Gates. The Separate Garage has 2 Roll Up Doors and a Regular Entry Door and has Storage Galore and a side made for a Gym or you can take the Wall Down to Make it One Large Room again. This One Won't Last Long Schedule to See It Soon.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
6/10
Ebenezer Middle SchoolGrades 6-87.4 mi
7/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: Slab/None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bookcases
  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Forced air,Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,805 sqft

Property

Details

  • Parcel number: 0466A163

Features

  • Patio & porch: Screened
  • Exterior features: Brick

Lot

  • Lot size: 0.55 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$181$2,172
Property Taxes $226$2,712
Electricity $219$2,637
Total$2,168$26,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,331/yr
40% on housing$65,040/yr
45% on housing$57,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 31326$172
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31326$190
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$320,000
2026-06-08Listed for sale$305,000
2020-09-30Sold$224,000
2020-08-12Pending sale$223,000
2020-08-07Listed for sale$223,000

For Sale by Owner

AgentProperty Owner

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