See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

306 Polly Branch Dr, Rincon, GA, 31326

6beds
4baths
4,002sqft
$589,900
$147price/sqft
$4,157/moest. monthly cost
$166,280/yrincome needed

About This Home

Beautiful 6 Bedroom, 3.5 Bathroom Home featuring a spacious open floor plan with a formal dining room and cozy fireplace. The kitchen offers stainless steel appliances, granite countertops, a breakfast bar, and a large walk-in pantry. The main-level primary suite includes a spa-like bath with a tiled walk-in shower, whirlpool tub, dual vanities, and a large walk-in closet. Upstairs youll find a versatile loft, five additional bedrooms, and two full bathrooms with double vanities. Additional features include spray foam insulation, a laundry room with a utility sink and refrigerator plumbing, a covered back porch, fenced backyard, oversized extended driveway, and a side-entry garage. This home is full of upgrades and is a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
Ebenezer Middle SchoolGrades 6-81.9 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Double Vanity,High Ceilings,Separate Shower,Split Foyer,Tray Ceiling(s),Entrance Foyer
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 4,002

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,002
  • Total interior livable area: 4,002 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: R2740033

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.27 Acres
  • Features: Level

Parking

  • Parking features: Attached,Garage,Garage Door Opener,Off Street,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Earthquake
Heat Wave
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$350$4,200
Property Taxes $437$5,244
Electricity $388$4,665
Total$4,157$49,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,525/yr
40% on housing$124,710/yr
45% on housing$110,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 31326$172
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31326$190
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-31Price change$589,900
2025-07-09Listed for sale$594,900
2022-03-15Sold$524,900
2022-01-29Pending sale$524,900
2022-01-26Listed for sale$524,900
2022-01-26Pending sale$524,900
2022-01-12Listed for sale$524,900
2013-12-18Sold$6,333

For Sale by Agent

AgentBonnie King
BrokerageRE/MAX 1st Choice Realty

Similar Homes