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744 N Shore Dr, Forest Lake, MN, 55025

2beds
1baths
925sqft
$249,000
$269price/sqft
$1,804/moest. monthly cost
$72,160/yrincome needed

About This Home

Step back in time with this beautifully restored 1910 single-family home, originally a cabin and now thoughtfully converted while maintaining its vintage charm. This 2-bedroom, 1-bathroom home blends history and modern convenience, offering a rare opportunity across the street from Forest Lake with stunning lake views. Major updates provide peace of mind, including a new boiler (2020), new water heater (2020), new sewer line (2022), and a roof replaced by the previous owner in 2019. Enjoy the beauty of lake life just steps from your front door while being close to grocery stores, restaurants, coffee shops, and more. If you love history, craftsmanship, and character, this Forest Lake home is one you won’t want to miss.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
7/10
7/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Storage Space,Sump Pump,Unfinished

Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Main
  • Area: 240
  • Dimensions: 12x20

Dining Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Finished area below ground: 0
  • Finished area above ground: 925

Heating & Cooling

  • Heating features: Baseboard,Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 925 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0503221410024
  • Zoning description: Residential-Single Family
  • Foundation area: 925

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake View

Lot

  • Lot size: 7,492 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: Driveway - Other Surface
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$139$1,668
Property Taxes $236$2,832
Electricity $170$2,050
Total$1,804$21,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,851/yr
40% on housing$54,120/yr
45% on housing$48,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$238
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$249,000
2026-06-30Price change$260,000
2026-06-15Listed for sale$275,000
2025-12-14Listing removed$275,000
2025-09-15Price change$275,000
2025-08-25Listed for sale$290,000
2019-06-18Sold$184,000
2019-05-23Price change$179,000
2019-03-28Listed for sale$185,000

For Sale by Agent

AgentLiz Baker
BrokerageEdina Realty, Inc.

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