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1821 23rd Ave, Meridian, MS, 39301

2beds
2baths
1,264sqft
$122,500
$97price/sqft
$956/moest. monthly cost
$38,240/yrincome needed

About This Home

Residential or Commercial! Located near medical centers, this beautifully updated property offers incredible flexibility for business owners or homeowners alike. Previously utilized as a successful insurance office, the layout seamlessly adapts to your needs: Residential Use: 2 BR / 1.5 BA with a living room, dining area, kitchen, and interior laundry. Commercial Use: Waiting area, reception desk, 2 private offices, break room, and 1.5 baths. Newer metal roof, fresh paint, and gorgeous hardwood floors. The kitchen comes complete with a newer refrigerator and electric stove. Outside, enjoy high-visibility street frontage, a paved parking lot, and a covered single carport. Schedule your appointment today to see the potential for yourself!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

2/10
3/10
Magnolia Middle SchoolGrades 6-80.8 mi
4/10
Meridian High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Property

Details

  • Parcel number: 083073349200401200
  • Zoning: B1

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Lauderdale County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $619$7,428
Home Insurance *$79$948
Property Taxes $66$792
Electricity $192$2,304
Total$956$11,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,777/yr
40% on housing$28,680/yr
45% on housing$25,493/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 39301$73
Lauderdale County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 39301$157
Lauderdale County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$122,500
2026-07-14Listed for sale$125,000
2024-07-17Listing removed--
2024-04-23Price change$109,900
2024-03-08Listed for sale$120,000

For Sale by Agent

AgentIke McKelvain III
BrokerageDwell Realty Group, LLC

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