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About This Home

Spacious custom-built 4-bedroom, 4-bath home overlooking the beautiful Northwood Golf Course. The 2 main levels feature generous living areas, two master suites, and a huge upstairs master bath. The basement area provides a versatile office/living/craft/workspace complete with its own full bath and 1 car garage perfect for golf cart and extra storage. This property is located in the Poplar Springs School District with quick access to shopping, restaurants, Hwy 39, and NAS Meridian.

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

3/10

Poplar Springs Elementary SchoolGrades PK-50.9 mi

2/10

Northwest Junior High SchoolGrades 6-82.1 mi

4/10

Meridian High SchoolGrades 9-121.2 mi

Construction

Condition

Year built: 1972

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Appliances

Appliances included: None

Bedroom2

Level: Main

Bedroom3

Level: Main

Bedroom4

Level: Upper

Bedrooms & Bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 4

Dining Room

Level: Main

Features

Flooring: Carpet,Tile,Vinyl
Number of fireplaces: 2
Fireplace: Yes

Heating

Heating features: Has Heating (Unspecified Type)

Interior Area

Total structure area: 3,197
Total interior livable area: 3,197 sqft

Laundry

Level: Upper

Living Room

Level: Main

Primary Bedroom

Level: Upper

Property

Details

Parcel number: 139323311000000900

Parking

Parking features: Garage
Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveVery High
LightningRelatively High
TornadoRelatively High
HailModerate
Heat WaveModerate
Inland FloodingModerate
Ice StormModerate
Strong WindModerate
Winter WeatherModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Lauderdale County and Mississippi

Severe Storm

Straight Line Winds

Tornado

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$2,149	$25,788
Home Insurance *	$600	$7,200
Property Taxes	$230	$2,760
Electricity	$297	$3,567
Total	$3,276	$39,312

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$131,040/yr

35% on housing$112,320/yr

40% on housing$98,280/yr

45% on housing$87,360/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered

Hail

Wind

Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 2,237Commercial: -4

Total Premiums$1.77M

Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%

6.6%

0%30.0%

Electricity Growth Rate10-year average: 4.2%

4.2%

0%15.0%

Property Taxes Growth Rate2-year average: -2.6%

-2.6%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 39305$115

Lauderdale County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 39305$99