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65 School Street, Stoddard, NH, 03464

2beds
2baths
1,364sqft
$584,900
$429price/sqft
$4,052/moest. monthly cost
$162,080/yrincome needed

About This Home

Custom-built ranch set on 3.8 private acres, offering modern efficiency and quality craftsmanship throughout. Built just 4 years ago, this home features an open-concept layout with hardwood floors, tiled showers, and abundant natural light. The metal roof and solar panels provide long-term durability and energy savings. Enjoy outdoor living with a private deck overlooking the wooded surroundings, and an entry patio perfect for relaxing or entertaining. The detached 2-car garage includes space above, ideal for storage or a workshop. Thoughtfully landscaped grounds, reflect the pride of ownership to this well-maintained country home. A rare combination of privacy, modern construction, and usable land all in a peaceful location, with low Stoddard taxes, Motivated sellers

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Great Brook SchoolGrades 5-89.4 mi
1/10
LEAF Charter SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Below Frost Line,Concrete
  • Roof: Metal
  • Construction materials: Cellulose Insulation,Wood Frame,Board and Batten Exterior,Fiber Cement Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Stove,Heat Pump Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Kitchen Island,Kitchen/Dining,Kitchen/Living,Primary BR w/ BA,Soaking Tub
  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,364

Heating & Cooling

  • Heating features: Wood Stove,Wall Units,Mini Split
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 1,364
  • Total interior livable area: 1,364 sqft

Property

Details

  • Parcel number: STODM129L03
  • Zoning description: Res
  • Other equipment: Portable Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Deck
  • Frontage length: Road frontage: 426

Lot

  • Lot size: 3.80 Acres
  • Features: Country Setting,Wooded,Near Skiing

Parking

  • Total spaces: 2
  • Parking features: Crushed Stone
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance $246$2,952
Property Taxes $566$6,792
Electricity $283$3,398
Total$4,052$48,624

Income You'd Need if You Spent...

35% on housing$138,925/yr
40% on housing$121,560/yr
45% on housing$108,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.9%
0.9%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 03464$228
Cheshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 03464$251
Cheshire County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$569,900
2026-08-02Listed for sale$584,900

For Sale by Agent

AgentBrian Michaud
BrokerageDow Hill Realty

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