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202 Cardinal Ct, Oxford, NC, 27565

4beds
3baths
2,096sqft
$349,999
$167price/sqft
$2,485/moest. monthly cost
$99,400/yrincome needed

About This Home

Charming 4 BR Home loaded with UPGRADES in Cul-De-Sac w/ Private/Wooded Backyard and NO HOA! Decked Out w/ LVP Flooring throughout Main Level, Gas Fireplace, Upgraded Fixtures and Massive Kitchen w/ Large Island & Bar Seating, Tile Backsplash, SS Appliances, Pantry, Farmhouse Style Sink and Quick Access to Screened-In Back Deck - Perfect for Grilling & Entertaining! OPEN Concept w/ Spacious Family Area & Dining Area with Excellent Storage & Natural Light Throughout! Ample Sized Secondary BR's and Big Primary Ste w/ Tray Ceiling and WIC. Close to Downtown Oxford, Highways, and Shopping! Won't Last Long!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
West Oxford ElementaryGrades PK-50.6 mi
3/10
4/10
J F Webb HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,096

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,096
  • Total interior livable area: 2,096 sqft

Property

Details

  • Parcel number: 191315630696
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 0.53 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$178$2,136
Property Taxes $338$4,056
Electricity $200$2,405
Total$2,485$29,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,200/yr
40% on housing$74,550/yr
45% on housing$66,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 27565$144
Granville County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 27565$193
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$345,000
2026-08-06Price change$345,000
2026-07-17Listed for sale$349,999
2022-06-10Sold$281,494
2021-09-17Pending sale$259,999
2021-05-11Sold$18,000
2018-06-20Sold$12,000
2018-05-29Pending sale$15,000
2018-05-25Listed for sale$15,000

For Sale by Agent

AgentAdam Grossman
BrokerageGrossman Real Estate Group LLC

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