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7354 County Road 44, Fort Payne, AL, 35968

3beds
2baths
2,184sqft
$379,900
$174price/sqft
$2,542/moest. monthly cost
$101,680/yrincome needed

About This Home

l** Take the virtual tour - copy and paste -https://www.homes.com/property/7354-county-road-44-fort-payne-al/de756818zyf84/?dk=drtg3ftd9y07c This well-maintained 3-bedroom, 2-bath brick residence is situated on approximately 4.7 level, unrestricted acres in DeKalb County, offering privacy, flexibility, and no homeowners association restrictions. The interior features a functional and open layout with a spacious living area highlighted by vaulted ceilings, hardwood flooring, and ample natural light. The living room provides generous space for seating and gathering, with direct access to the rear deck for convenient indoor-outdoor flow. Interior architectural details include sliding barn-style doors that add character while maintaining functionality. The kitchen is centrally located and includes custom cabinetry, granite countertops, abundant counter space, and a walk-in pantry suitable for storage and meal preparation. The kitchen flows efficiently into the main living area, allowing for ease of everyday living and entertaining. The primary bedroom is located on the main level and includes an en-suite bathroom, offering convenience and privacy. Two additional bedrooms provide flexibility for guest accommodations, home office use, or additional living needs. A dedicated laundry area and multiple storage options enhance overall functionality. Exterior features include a large rear deck overlooking the property, suitable for outdoor seating and entertaining. The acreage includes established fruit trees, garden areas, and open space appropriate for animals, gardening, or future improvements. The land is mostly level and cleared, allowing for multiple potential uses. A two-car garage provides ample space for vehicles, equipment, and additional storage. Property utilities include public water, a septic system, an electric water heater, and an HVAC system that has been professionally serviced. The home was constructed in 2001 an

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Fyffe High SchoolGrades PK-122.8 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Range,Gas Cooktop,Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom

  • Level: First
  • Area: 55
  • Dimensions: 11 x 5

Bedroom

  • Level: First
  • Area: 221
  • Dimensions: 17 x 13

Bedroom

  • Level: First
  • Area: 221
  • Dimensions: 17 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,En Suite
  • Flooring: Luxury Vinyl
  • Finished area above ground: 2,184

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 12 x 15

Laundry

  • Level: First
  • Area: 66
  • Dimensions: 11 x 6

Living Room

  • Level: First
  • Area: 400
  • Dimensions: 20 x 20

Living Room

  • Level: First
  • Area: 399
  • Dimensions: 19 x 21

Master Bathroom

  • Level: First
  • Area: 190
  • Dimensions: 19 x 10

Master Bedroom

  • Level: First
  • Area: 323
  • Dimensions: 17 x 19

Property

Details

  • Parcel number: 2105220000015.005
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch - Covered
  • Exterior features: Gas Grill,RV Hookup
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 4.70 Acres
  • Features: Agricultural,Back Yard,Cleared,Corner Lot,Few Trees,Level,Private,Rural
  • Lot size dimensions: 204,732 sq ft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Gravel,RV Access/Parking,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$303$3,636
Property Taxes $75$900
Electricity $244$2,932
Total$2,542$30,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,154/yr
40% on housing$76,260/yr
45% on housing$67,786/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 35968$193
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35968$156
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Contingent$379,900
2026-05-08Pending sale$379,900
2026-04-03Listed for sale$379,900
2026-03-24Contingent$379,900
2026-03-13Price change$379,900
2025-11-26Price change$399,900
2025-11-17Price change$399,000
2025-11-04Price change$415,000
2025-10-13Price change$449,000
2025-09-18Price change$465,000
2025-08-13Listed for sale$469,900
2025-07-23Listing removed$474,900
2025-04-21Price change$474,900
2025-03-08Listed for sale$489,900
2020-10-30Sold$242,500
2020-09-17Pending sale$239,900
2020-09-15Listed for sale$239,900
2015-12-09Sold$179,000

For Sale by Agent

AgentMark Morris
BrokerageKeller Williams Realty

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