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2801 Highway 105, Demorest, GA, 30535

5beds
4baths
4,034sqft
$1,375,000
$341price/sqft
$8,458/moest. monthly cost
$338,320/yrincome needed

About This Home

A VERY SPECIAL PLACE: Tucked among a setting of homeplace oak trees & grassed fields, this meticulously maintained estate offers numerous, picturesque settings from its 33 acre grounds. The property has been beautifully landscaped & offers the following: all brick residence with a full basement & numerous large rooms, privately owned lake (approx. 2.75 acres & stocked), large barn, great laying terrain (offering both pastured & wooded settings) & a calming front porch to retire from each day. One of the most beautiful & unique properties in the area. Located within minutes of Clarkesville, Helen & Sautee.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick/Frame,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo)
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Separate Room

Features

  • Bookcases,Master On Main Level,Tile Bath
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 352
  • Finished area above ground: 3,682

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 4,034
  • Total interior livable area: 4,034 sqft

Kitchen

  • Features: Breakfast Bar,Breakfast Room,Kitchen Island,Pantry,Walk-in Pantry

Property

Details

  • Parcel number: 021 173 (PORTION OF)

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Creek,Pond,Private
  • Waterbody name: Bassinger Pond
  • Frontage type: Lakefront

Lot

  • Lot size: 33.22 Acres
  • Features: Level,Open Lot,Pasture,Private

Parking

  • Parking features: Attached,Basement,Garage,Garage Door Opener,Kitchen Level,RV/Boat Parking,Side/Rear Entrance,Storage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$617$7,404
Property Taxes $498$5,976
Electricity $391$4,703
Total$8,458$101,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$289,988/yr
40% on housing$253,740/yr
45% on housing$225,546/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 30535$140
Habersham County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 30535$206
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,375,000

For Sale by Agent

AgentBrent N Banks
BrokerageKeller Williams Lanier Partners

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