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745 Washington St, Clarkesville, GA, 30523

5beds
5baths
3,978sqft
$890,000
$224price/sqft
$7,134/moest. monthly cost
$285,360/yrincome needed

About This Home

The Brewer-Hamby House – Historic 1923 Craftsman with Modern Luxury in Downtown Clarkesville! This landmark home has been fully restored in authentic Arts and Crafts style while seamlessly integrating high-end updates and additions. The property includes a 3BR/3.5BA main residence (3,050 sqft), a 2BR/1BA guest cottage (928 sqft), and a resort-style saltwater pool with poolhouse. The main home highlights its 1920s character with original heart pine and oak floors, preserved newel posts, classic brick masonry, 10+ ft ceilings, custom molding, shiplap walls, and period hardware and fixtures. The gourmet kitchen is a centerpiece with butler’s pantry, granite counters, farmhouse sink, large custom oak butcher-block island, KitchenAid gas range, and cozy built-in breakfast nook. A spacious mudroom with walnut barn door, second pantry, sink, and beverage fridge connects seamlessly to the pool and patio for entertaining ease. The main-level owner’s suite offers a spa-like retreat with clawfoot soaking tub, oversized double shower, dual vanities, and walk-in closet with laundry. Upstairs, a large bonus room provides flexible living space and ample storage. Outdoor living is exceptional with lush perennial gardens, vegetable garden, blueberry bushes, rocking-chair front porch, fire pit, expansive decking, and in-ground saltwater pool with full bath poolhouse. The charming guest cottage features 2BR/1BA, vaulted great room, full kitchen, rocking-chair porch, and backyard, perfect for family, guests, or income potential. Located in a desirable neighborhood of quality homes, this property is just a short walk to downtown Clarkesville’s boutiques, restaurants, and Greenway, and minutes to wineries, hiking, and state and national parks. Approx. 80 miles to both Atlanta and Greenville. Potential short term rental possibilities for both houses. Seller has rental history for rental house.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1923

Materials

  • Foundation: None
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Dining Room

  • Features: Other

Features

  • Beamed Ceilings,Double Vanity,Walk-In Closet(s)
  • Window features: None
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,978
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,978
  • Total interior livable area: 3,978 sqft

Kitchen

  • Features: Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters

Master Bathroom

  • Features: Double Vanity

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 104 043
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: In Ground,Salt Water
  • Patio & porch: Covered,Front Porch
  • Exterior features: Garden,Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: City
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.58 Acres
  • Features: Back Yard,Other
  • Lot size dimensions: 850x3590

Parking

  • Total spaces: 4
  • Parking features: Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance *$396$4,752
Property Taxes $1,852$22,224
Electricity $386$4,637
Total$7,134$85,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,594/yr
40% on housing$214,020/yr
45% on housing$190,240/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 30523$214
Habersham County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30523$209
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$890,000
2026-04-01Listed for sale$920,000
2026-03-30Listing removed$939,000
2026-03-13Price change$939,000
2026-01-08Price change$949,999
2025-12-09Price change$979,000
2025-11-14Price change$989,000
2025-10-29Listed for sale$999,000
2025-10-08Pending sale$999,000
2025-09-30Listed for sale$999,000
2021-11-19Sold$825,000
2021-10-26Pending sale$795,000
2013-09-06Sold$172,000

For Sale by Agent

AgentMeghann Brackett
BrokerageBerkshire Hathaway HomeServices Georgia Properties

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