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194 Palmer Ct, Jefferson, GA, 30549

4beds
3baths
2,799sqft
$499,900
$179price/sqft
$3,897/moest. monthly cost
$155,880/yrincome needed

About This Home

Watch the Live-Action HD Walk-through Video Tour! Meticulously maintained 4 bed (master on main), 2.5 bath (w/an unfinished basement stubbed for a 3rd full bath & more than enough room for more bedrooms - absolutely perfect for a teen/in-law suite) home in a small ( 20 homes), quiet, friendly, peaceful neighborhood w/No HOA in Jefferson! | Hard-to-find perfectly flat, partially wooded backyard w/expanded deck & fence perfect for kids & pets! | Open floor plan perfect for gatherings or relaxing - cozy fireside 2-story family room, breakfast area, separate formal dining room (with vaulted ceiling, beadboard and chair rail), powder room for guests, and huge rear deck perfect for grilling & entertaining. | Spacious master on main features new carpet, ceiling fan, master bath with double vanities, separate jetted tub, separate slate shower, slate flooring, private water closet, and walk-in closet. | Kitchen boasts granite countertops, stainless steel appliances, abundant stained cabinets, tile backsplash, breakfast bar, separate breakfast area, double sink (with view to family room), pantry, and access to both the rear deck and formal dining room. | Upper level features 3 truly uncommonly large secondary bedrooms (each with their own ceiling fan and walk-in closet), 1 full bathroom, view of the family room and foyer from the catwalk, 3 supplemental attic storage areas, and a brand new HVAC system. | Daylight unfinished lower level ideally suited for a teen/in-law suite - provides a separate entrance, private concrete patio & concrete sidewalk that leads from the patio to an extra parking pad added to the driveway. | Too many features to mention - 2-story entrance foyer, hardwood flooring throughout all living areas on the main (fireside family room, breakfast area, kitchen, separate formal dining room, and powder room), separate laundry room on the main w/storage closet, catwalk, plantation shutters throughout, oversized 2-car side entry garage with 10'+ ceilings, newer roof only 7 years old, home warranty included, and more! Multiple outdoor entertaining areas - patio, newly stained rear deck, and large fenced partially-wooded backyard perfect for entertaining, family gatherings, morning coffee, or quiet evenings. | Incredible location virtually adjacent to upscale neighborhoods [Sterling Lake, The Manors (formerly Jefferson Equestrian)] and only minutes from business 129 & the Jefferson/129 bypass, providing easy access for a quick ride to Athens or I-85.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Exterior Entry,Full,Interior Entry,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,Vaulted Ceiling(s),Walk-In Closet(s),High Ceilings,Master On Main Level,Separate Shower,Entrance Foyer
  • Window features: Window Treatments
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,799
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,799
  • Total interior livable area: 2,799 sqft

Kitchen

  • Features: Breakfast Bar,Breakfast Room,Pantry,Breakfast Area,Solid Surface Counters

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 054A 005

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Other
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Chain Link,Fenced,Back Yard

Lot

  • Lot size: 0.58 Acres
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Parking Pad,Side/Rear Entrance
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$213$2,556
Property Taxes $886$10,632
Electricity $271$3,263
Total$3,897$46,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,611/yr
40% on housing$116,910/yr
45% on housing$103,920/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 30549$188
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30549$177
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$499,900
2024-08-27Listing removed$468,000
2024-06-20Listed for sale$468,000
2011-03-30Sold$183,000
2006-03-16Sold$240,450

For Sale by Agent

AgentMike Kinlaw
BrokerageVirtual Properties Realty.com

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