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245 Lakeshore Dr, Jefferson, GA, 30549

5beds
4baths
3,948sqft
$1,269,000
$321price/sqft
$9,913/moest. monthly cost
$396,520/yrincome needed

About This Home

Welcome to this stunning, gated estate with 5.52 acres situated on a private lake in the highly sought after Jefferson City school district. From the moment you arrive, the charming wrap-around front porch invites you to relax and enjoy the serene surroundings. Inside, the main level offers an ideal layout for both everyday living and entertaining. A large gourmet kitchen serves as the heart of the home, complete with ample space for cooking and gathering, and is open to a fireside family room with stacked stone fireplace flanked by cabinets for storage and bookshelves. The spacious owner’s suite is a true retreat, featuring a sitting area with fireplace, a spa-like bathroom with an oversized walk-in shower, dual vanities, and a generous walk-in closet. Upstairs there is a loft area, four bedrooms, including one with its own private bathroom, while two others share a well-appointed bath. A versatile media room provides the perfect space for movie nights, gaming, or relaxation. The rear yard is your own private oasis that features a covered rear patio with fireplace that overlooks an in-ground heated saltwater pool/spa and amazing views of a private, tranquil lake. At the lake you will find a covered dock with power that has plenty of seating area both covered and open. Additional features include a rip rap driveway that circles the property, multiple outbuildings, a firepit, pool storage room, 3-car garage and additional carport, a storm shelter, and dual water heaters.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
8/10
Jefferson Middle SchoolGrades 6-81.1 mi
9/10
Jefferson High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Fiber Cement,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Cooktop,Electric Water Heater,Microwave,Self Cleaning Oven
  • Laundry features: Main Level,Mud Room,Sink

Basement

  • Basement: None

Bedroom

  • Features: Master on Main, Oversized Master, Sitting Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • Bookcases,Crown Molding,Double Vanity,Entrance Foyer,High Ceilings 9 ft Main,High Speed Internet,Recessed Lighting,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas Log,Master Bedroom,Outside,Stone
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area above ground: 3,948
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 3,948
  • Total interior livable area: 3,948 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Stain, Eat-in Kitchen, Pantry Walk-In, Stone Counters, View to Family Room

Master Bathroom

  • Features: Double Shower, Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main, Oversized Master, Sitting Room
  • Level: Master on Main, Oversized Master, Sitting Room

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 067 030C
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo,Private,Salt Water
  • Patio & porch: Breezeway,Covered,Front Porch,Patio,Side Porch,Wrap Around
  • Exterior features: Private Yard,Rain Gutters,Storage,Dock,Covered Dock/1 Slip,Dock Lights
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Back Yard,Wrought Iron
  • Has view: Yes
  • View description: Lake,Pool,Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Pond,Lake
  • Waterbody name: Other
  • Frontage length: Waterfrontage Length(205)

Lot

  • Lot size: 5.52 Acres
  • Features: Back Yard,Landscaped,Level,Private,Wooded

Parking

  • Total spaces: 5
  • Parking features: Carport,Garage,Garage Door Opener,Garage Faces Side,RV Access/Parking,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,416$76,992
Home Insurance *$542$6,504
Property Taxes $2,572$30,864
Electricity $383$4,602
Total$9,913$118,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,874/yr
40% on housing$297,390/yr
45% on housing$264,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 30549$186
Jackson County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30549$177
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$1,299,000
2026-04-01Listed for sale$1,350,000
2011-12-29Sold$80,000

For Sale by Agent

AgentERIC URMANSKI
BrokerageHeartland Real Estate, LLC

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