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37 Carruth Rd, Jefferson, GA, 30549

3beds
1baths
1,116sqft
$224,900
$202price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

Welcome to 37 Carruth Road, Jefferson, GA 30549 - a spacious property in a prime location with endless possibilities. On a generous 1.37-acre lot, this home offers room to grow, play, and create your dream space. While the house needs some TLC, its solid bones and desirable setting make it a worthwhile investment for the right buyer. Whether you're a renovator, investor, or someone with vision, this property is ready for transformation. Possible financing options may be available with a substantial down payment - ask for details.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: In Hall

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Other
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,116

Heating & Cooling

  • Heating features: Other
  • Cooling features: Electric,Window Unit(s)

Interior Area

  • Total structure area: 1,116
  • Total interior livable area: 1,116 sqft

Property

Details

  • Parcel number: 070 044

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.37 Acres
  • Features: Corner Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$96$1,152
Property Taxes $148$1,776
Electricity $219$2,637
Total$1,600$19,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 30549$189
Jackson County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 30549$177
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$224,900
2026-03-23Price change$234,900
2026-01-20Price change$239,900
2025-12-26Price change$244,900
2025-11-19Listed for sale$249,900
2025-11-11Listing removed$245,000
2025-10-03Listed for sale$245,000
2025-10-03Listing removed$245,000
2025-09-29Price change$245,000
2025-08-12Price change$250,000
2025-08-05Price change$285,000
2025-07-26Listed for sale$310,000
2024-10-30Sold$200,000
2024-09-26Sold$98,500
2023-09-23Listing removed$127,900
2023-09-18Listed for sale$127,900
2023-04-01Pending sale$127,900
2023-03-13Contingent$127,900
2023-02-07Pending sale$127,900
2022-12-28Listed for sale$127,900
2006-10-10Sold$62,000
2005-04-21Sold$40,000

For Sale by Agent

AgentJaneth Ochoa
BrokerageSunshine Brokers, Inc.

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