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387 Fern Ct, Hoschton, GA, 30548

5beds
4baths
2,910sqft
$539,999
$186price/sqft
$3,561/moest. monthly cost
$142,440/yrincome needed

About This Home

Updated stunning two-story home, nestled in a serene cul-de-sac, boasts nearly 3,000 square feet of beautifully designed living space. New roof and outside paint. New gutters and new water heater. As you approach, the well-manicured front yard and inviting facade set the stage for the elegance within. Upon entering, you'll be greeted by an open and airy floor plan. The spacious living room, filled with natural light from large windows, seamlessly flows into a modern kitchen equipped with steinless steel appliances, granite countertops, and a generous island, perfect for casual dining or entertaining. Adjacent to the foyer, a formal dining room offers an elegant space for family gatherings. This home features five generously sized bedrooms, each offering ample closet space and large windows that let in plenty of light. The owner's suite is a true retreat, complete with a luxurious en-suite bathroom featuring a soaking tub, separate shower, dual vanities, and a walk-in closet. With four beautifully appointed bathrooms, mornings are a breeze for everyone in the household. Each bathroom is thoughtfully designed with modern fixtures and finishes. One of the standout features of this home is the expansive, flat backyard. Fully fenced, it provides a safe and private outdoor space perfect for children, pets, or hosting summer barbecues. The flat terrain makes it ideal for a variety of outdoor activities, from gardening to setting up a play area. Situated in a quiet cul-de-sac, this home offers a peaceful, safe environment with minimal traffic. The combination of its prime location, spacious layout, and beautiful design makes it the perfect place to call home. Located across the street from schools and within a few minutes of restaurants, grocery shopping and golf course recreation.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Heroes Elementary SchoolGrades PK-50.5 mi
8/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Ice Maker,Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Seats 12+,Separate Room

Features

  • Double Vanity,High Ceilings,In-Law Floorplan,Master On Main Level,Separate Shower,Split Bedroom Plan,Split Foyer,Tile Bath,Tray Ceiling(s),Entrance Foyer
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,910
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,910
  • Total interior livable area: 2,910 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Room,Kitchen Island,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 104D 011

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard,Wood
  • Waterbody name: None

Lot

  • Lot size: 0.59 Acres
  • Features: Cul-De-Sac,Level

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$194$2,328
Property Taxes $355$4,260
Electricity $282$3,392
Total$3,561$42,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,091/yr
40% on housing$106,830/yr
45% on housing$94,960/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 30548$219
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30548$190
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$539,999
2026-03-15Listing removed$539,900
2025-11-19Listed for sale$539,900
2025-04-19Listing removed$544,999
2025-02-22Listed for sale$544,999
2025-02-15Listing removed$559,900
2024-10-17Listed for sale$559,900
2024-10-01Listing removed$569,990
2024-08-23Price change$569,990
2024-08-02Listed for sale$574,900
2022-05-24Sold$540,000
2022-04-28Pending sale$529,900
2022-04-21Listed for sale$529,900
2022-03-22Sold$420,000
2011-05-27Sold$187,680
2010-07-30Sold$190,000
2009-02-03Sold$1,417,192

For Sale by Agent

AgentCarmen G Delgado
BrokerageLa Rosa Realty Georgia LLC

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