637 Cardigan Dr, Hoschton, GA, 30548
About This Home
Finally, a home in Charlotte Estates that checks all the boxes. Situated on a quiet cul-de-sac, this 4-bedroom, 3-bath ranch offers functional, easy living with the space and flexibility buyers are looking for. The main level features an open-concept design with a seamless flow between the kitchen, dining, and living areas, ideal for both everyday living and entertaining. The primary suite is on the main level, with two additional bedrooms for family, guests, or a home office. Upstairs, you’ll find a separate bonus suite with a full bath above the 3-car garage, perfect for extended family, a private workspace, or additional living space. You have a level lot here and a nice covered back patio with a fireplace and a fully fenced backyard, creating a great setup for relaxing evenings, gardening, and hosting friends and family. Located just minutes from Jackson County schools, Traditions Golf Course, shopping, dining, and easy access to I-85, this home offers both comfort and convenience in one of Hoschton’s most desirable communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Microwave
- Laundry features: Laundry Room,Main Level
Basement
- Basement: None
Bedroom
- Features: Master on Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Open Concept
Features
- Cathedral Ceiling(s),Crown Molding,Entrance Foyer
- Window features: Double Pane Windows
- Flooring: Carpet,Ceramic Tile,Hardwood
- Number of fireplaces: 2
- Fireplace features: Brick,Factory Built,Family Room,Gas Log,Outside
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Electric,Forced Air,Zoned
- Cooling features: Central Air,Electric,Zoned
Interior Area
- Total structure area: 2,388
- Total interior livable area: 2,388 sqft
Kitchen
- Features: Kitchen Island, Pantry, View to Family Room
Master Bathroom
- Features: Double Vanity, Separate Tub/Shower
Master Bedroom
- Features: Master on Main
- Level: Master on Main
Property
Accessibility
- Accessibility features: Accessible Bedroom,Accessible Entrance
Details
- Parcel number: 104D 055
- Other equipment: None
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Garden,No Dock
- Spa features: None
- Fencing: Back Yard
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
- Waterbody name: None
Lot
- Lot size: 0.33 Acres
- Features: Cul-De-Sac,Level
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener,Garage Faces Front,Level Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $990 | $11,880 |
| Electricity | $232 | $2,784 |
| Total | $3,849 | $46,188 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $485,000 |
| 2025-07-29 | Listing removed | $560,000 |
| 2025-07-06 | Price change | $560,000 |
| 2025-06-19 | Listed for sale | $579,999 |
| 2020-07-03 | Sold | $292,900 |
| 2020-03-30 | Pending sale | $292,900 |
| 2020-03-24 | Listed for sale | $292,900 |
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