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1252 Cherokee Dr, Union City, MI, 49094

3beds
3baths
2,653sqft
$800,000
$302price/sqft
$6,022/moest. monthly cost
$240,880/yrincome needed

About This Home

Discover luxury lakeside living in this custom-built 3-bedroom, 3-bathroom home situated on a beautifully landscaped lot on Union Lake. Built in 2016 with meticulous attention to detail, this property offers high-end finishes, modern comfort, and unbeatable waterfront amenities. Step inside to soaring 10-foot ceilings, rich granite countertops throughout the kitchen and bathrooms, and a real stone wood-burning fireplace that creates a warm and inviting atmosphere. The home is exceptionally insulated with spray foam insulation, and boasts in-floor heating with four separate zones, including heated floors in the garage - perfect for year-round comfort. The kitchen is a chef's dream with granite surfaces, top-of-the-line appliances (included), and elegant cabinetry. The spacious 2-car garage is complemented by a lower-level boat garage, offering convenient storage for all your lake toys. Built to be as practical as it is beautiful, the home also includes a whole-house generator, ensuring you're never left in the dark. Enjoy your private waterfront paradise complete with a dock, boat lift, and incredible views right from your backyard. Whether you're entertaining guests or enjoying a quiet evening by the water, this home has it all. Key Features: 3 Bedrooms / 3 Bathrooms Built in 2016 with custom craftsmanship Whole-house generator In-floor heating (4 zones + heated garage floors) Spray foam insulation Granite countertops throughout Real stone wood-burning fireplace 10' ceilings 2-car attached garage + lower-level boat garage Professionally landscaped Comes with dock, lift, and all kitchen appliances This rare gem combines elegance, efficiency, and lakefront lifestyle. Don't miss your chance to own a piece of paradise on Union Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Union City Middle SchoolGrades 5-82.5 mi
5/10
Union City High SchoolGrades 9-122.6 mi
3/10

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Metal
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Basement: Full

Bathroom1

  • Level: Main

Bathroom2

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Center Island
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,873
  • Total interior livable area: 2,653 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 010C3000003400

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Union Lake

Lot

  • Lot size: 0.39 Acres
  • Features: Ground Cover
  • Lot size dimensions: 125 x 100 x 167 x 104

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Branch County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$591$7,092
Property Taxes $1,097$13,164
Electricity $289$3,472
Total$6,022$72,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,468/yr
40% on housing$180,660/yr
45% on housing$160,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 49094$110
Branch County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 49094$115
Branch County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Listed for sale$850,000
2025-11-06Listing removed$865,000
2025-11-03Contingent$865,000
2025-08-27Listed for sale$865,000
2022-12-15Listing removed--
2022-06-17Listed for sale$689,900
2012-07-20Sold$130,000

For Sale by Agent

AgentTanya Welch Elevate Team, Michigan Top Producers
BrokerageMichigan Top Producers

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