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8109 M 55, Whittemore, MI, 48770

2beds
2baths
920sqft
$195,000
$212price/sqft
$1,445/moest. monthly cost
$57,800/yrincome needed

About This Home

Two Cabins on 20 Wooded Acres with Au Gres River Frontage! Experience the beauty of northern Michigan at 8109 M-55 in Whittemore. Conveniently located between West Branch and Tawas City. This one-of-a-kind property is perfect for anyone who loves nature, privacy, and year-round outdoor adventure — all with paved road access. The main cabin features 920 sq ft of comfortable living space with 2 bedrooms, 1 finished bath, and a 2nd bath ready for completion (needs shower, toilet, and sink). The living room and kitchen offer a warm, open feel, and the spacious deck provides the perfect spot to take in the peaceful surroundings. The guest cabin (327 sq ft) includes a sleeping area, kitchenette, and bath — ideal for family, friends, or rental income. A pond between the two homes adds to the tranquil setting, and a shed with lean-to provides convenient storage for outdoor gear and equipment. Located in Iosco County, this property puts you near Huron National Forest, Lake Huron beaches, ORV trails, and year-round recreation including snowmobiling, fishing, hunting and kayaking. Whether you’re looking for a quiet weekend retreat, hunting camp, or full-time country living, this property offers endless possibilities in a serene northern Michigan setting. Year built is unknown. Site dimensions are estimated. (ONX PROPERTY DIMENSIONS ARE INCORRECT. SEE ATTACHED PHOTO) Buyer to verify all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Foundation: Crawl Space,Wood
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 140
  • Dimensions: 14 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 920

Heating

  • Heating features: Propane,Wall Furnace

Interior Area

  • Total interior livable area: 920 sqft

Kitchen

  • Level: Entry
  • Area: 168
  • Dimensions: 12 X 14

Living Room

  • Level: Entry
  • Area: 210
  • Dimensions: 14 X 15

Other

  • Level: Entry
  • Area: 54
  • Dimensions: 9 X 6

Primary Bathroom

  • Level: Entry
  • Area: 40
  • Dimensions: 4 X 10

Primary Bedroom

  • Level: Entry
  • Area: 190
  • Dimensions: 19 X 10

Property

Details

  • Parcel number: 08002910000150
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Pond,River Front
  • Waterbody name: Au Gres River

Lot

  • Lot size: 20 Acres
  • Features: Wooded
  • Lot size dimensions: 350 x 2400

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Iosco County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$128$1,536
Property Taxes $143$1,716
Electricity $188$2,259
Total$1,445$17,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,542/yr
40% on housing$43,350/yr
45% on housing$38,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 48770$110
Iosco County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 48770
Iosco County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$195,000
2026-05-22Listed for sale$195,000
2026-01-26Listing removed$195,000
2025-11-03Listed for sale$195,000

For Sale by Agent

AgentRyan Millard
BrokerageNational Realty Centers, Inc

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