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342 N Chambers Rd, Tawas City, MI, 48763

4beds
1baths
1,634sqft
$219,900
$135price/sqft
$1,678/moest. monthly cost
$67,120/yrincome needed

About This Home

Welcome home to this charming cottage-core retreat set on a beautiful one-acre country lot with curb appeal for days. This spacious 4-bedroom home features an inviting open floor plan that offers single floor living. The generous family room has a pellet wood stove for cozy nights. A large mudroom adds both function and convenience, while the attached garage and additional outbuilding provide plenty of storage and workspace options. The home is exceptionally clean and well cared for, with a durable metal roof and a lovely setting that offers peaceful country living. Laundry is currently located in one of the bedrooms, with the flexibility to relocate it to the mudroom or basement if desired. With its warm character, generous space, and picturesque surroundings, this property is the perfect blend of charm and practicality. ***Note*** the survey stakes for property boundaries. The outbuilding that goes with this house is physically attached to the other outbuilding that is on the farmer’s property and does not go with this sale. The property boundary line shown in the photos depicts the approximate split in the building. Most windows replaced by Wallside in 2015. Septic pumped in May 2025. Furnace maintained annually. 5" well installed in 1996. New bladder tank and pump in 2014.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Tawas Area Middle SchoolGrades 5-85.4 mi
7/10
Tawas Area High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Michigan Basement
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free Standing Electric Range,Free Standing Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 110
  • Dimensions: 11 X 10

Bedroom

  • Level: Entry
  • Area: 110
  • Dimensions: 11 X 10

Bedroom

  • Level: Entry
  • Area: 88
  • Dimensions: 11 X 8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 168
  • Dimensions: 14 X 12

Features

  • Finished area above ground: 1,634

Heating

  • Heating features: Forced Air,Oil,Wood

Interior Area

  • Total interior livable area: 1,634 sqft

Kitchen

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Living Room

  • Level: Entry
  • Area: 330
  • Dimensions: 22 X 15

Mud Room

  • Level: Entry
  • Area: 285
  • Dimensions: 19 X 15

Other

  • Level: Entry
  • Area: 88
  • Dimensions: 11 X 8

Primary Bedroom

  • Level: Entry
  • Area: 168
  • Dimensions: 21 X 8

Sitting Room

  • Level: Entry
  • Area: 169
  • Dimensions: 13 X 13

Property

Details

  • Parcel number: 10101920000400
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Exist

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 1.11 Acres
  • Lot size dimensions: 350 x 138

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Iosco County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$127$1,524
Property Taxes $252$3,024
Electricity $188$2,259
Total$1,678$20,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,531/yr
40% on housing$50,340/yr
45% on housing$44,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 48763$167
Iosco County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 48763
Iosco County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$234,000

For Sale by Agent

AgentSherrie Brindley
BrokerageClients First, REALTORS®

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