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1807 7th St, Bonne Terre, MO, 63628

0beds
0baths
--sqft
$2,000
--price/sqft
$154/moest. monthly cost
$6,160/yrincome needed

About This Home

ACCESS TO SEVERAL STOCKED LAKES FOR CHEAP! Price Just Reduced!! Note - This is a lot in a lake development. While the lot is small and steep, ownership of it gives you access to several stocked shared fishing and swimming lakes, roads on which to ride ATVs, common areas for picnicking and other gatherings. There are lake development association fees due each year for access including vehicle passes, ATV/UTV pass, boat pass. But once you own this lot and register your vehicles with the office at the front gate you have great access to fun and activities aplenty. And, if you don't mind a steep incline, you could utilize this lot as well. While ownership of the land is a good thing, the access to lakes and miles of road to enjoy that it affords you is the real value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
2/10
North Co. Middle SchoolGrades 7-88.1 mi
3/10
North Co. Sr. High SchoolGrades 9-125.6 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Cooling

  • Cooling features: None

Property

Details

  • Parcel number: 020726010060005.00
  • Special condition: Standard

Features

  • Fencing: None

Lot

  • Lot size: 8,015 sqft
  • Features: Adjoins Wooded Area,Wooded,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10$120
Home Insurance *$2$24
Property Taxes $1$12
Electricity $141$1,693
Total$154$1,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$5,280/yr
40% on housing$4,620/yr
45% on housing$4,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63628$159
St. Francois County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 63628$134
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-10-30Price change$2,000
2024-07-19Price change$2,400
2023-09-22Price change$2,900
2023-09-07Price change$3,500
2023-07-18Listed for sale$5,000

For Sale by Agent

AgentDoug P Smith
BrokerageRE/MAX Best Choice

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