1045 46th Ave S, Moorhead, MN, 56560
About This Home
Why build when you can move right into this beautifully maintained home that's only 4 years old! Featuring 3 bedrooms, 2 bathrooms, and thoughtful upgrades throughout, this home offers modern style and convenience without the wait. Built with extras in mind, the owners added a third stall garage during construction along with numerous custom updates that make this home truly stand out. Step outside and enjoy the maintenance-free deck - perfect for relaxing or entertaining without the upkeep. Plus, a storage shed is included for all your outdoor essentials. Conveniently located close to schools, shopping, and main roads, this home combines comfort, style, and accessibility. 3 Bedrooms 2 Bathrooms. Spacious 3-Stall Garage. Maintenance-Free Deck. Numerous Builder Upgrades. Storage Shed Included. Prime Location Near Schools & Main Roads. Move-in ready and loaded with value.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Shake
- Construction materials: Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,618
- Total interior livable area: 1,618 sqft
Property
Details
- Parcel number: 587681140
Parking
- Parking features: GarageAttached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $532 | $6,384 |
| Electricity | $170 | $2,050 |
| Total | $2,704 | $32,448 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-15 | Listed for sale | $359,900 |
| 2022-04-06 | Sold | $320,369 |
| 2021-03-10 | Listing removed | -- |
| 2019-04-03 | Listed for sale | $24,900 |
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