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460 Cedar Dr, Columbus, MS, 39705

5beds
4baths
3,308sqft
$419,000
$127price/sqft
$2,783/moest. monthly cost
$111,320/yrincome needed

About This Home

Since the home last sold in 2023, several upgrades have been made to the property as follows: tree removal threatening structural damage (around 20 trees along with stumps were professionally removed in 2024), gas flame lanterns installed at driveway pillars, the kitchen now has black stained cabinets and new hardware with new appliances such as a refrigerator, dishwasher and new gas hot water heater (the home also has a separate tankless water heater for mother in law suite), new tile floor installed in sun room, staircase remodeled, ceilings and all rooms painted along with trim, outdoor gazebo with patio lights installed, new gas logs insert installed in existing chimney. Home has inclusive mother in law suite and/or apartment (not detached from home) with its own laundry hookup, kitchenette, full bathroom and 3/4th bathroom, living room and extra room for either an office space or separate bedroom. This extra area of the home has its own outdoor entrance with separate home security camera than the front door. There are two bedrooms and one full bath upstairs with the main bedroom and bathroom located at the far opposite end of home than the apt unit.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10
Caledonia Middle SchoolGrades 6-88.4 mi
--
Lowndes Co Voc ComplexGrades 9-125.8 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Laundry features: Hookups

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Other

Interior Area

  • Total interior livable area: 3,308 sqft

Property

Details

  • Parcel number: 47W210029100

Features

  • Exterior features: Other,Brick

Lot

  • Lot size: 1.13 Acres

Parking

  • Parking features: None,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Lowndes County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$170$2,040
Property Taxes $188$2,256
Electricity $307$3,691
Total$2,783$33,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,417/yr
40% on housing$83,490/yr
45% on housing$74,213/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 39705$119
Lowndes County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 39705$145
Lowndes County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$400,000
2023-09-01Sold--
2023-07-24Listed for sale$315,000
2023-06-05Listing removed--
2023-05-10Price change$315,000
2023-04-01Price change$330,000
2023-03-21Price change$340,000
2023-02-23Price change$370,000
2023-02-11Listed for sale$380,000
2021-01-19Listing removed--
2020-12-11Listed for rent$1,000
2019-07-26Sold--
2019-06-25Pending sale$268,000
2019-06-18Price change$268,000
2019-03-27Listed for sale$275,000

For Sale by Owner

AgentProperty Owner

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