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432 Old Country Ln, Columbus, MS, 39702

3beds
4baths
4,421sqft
$3,575,000
$809price/sqft
$22,977/moest. monthly cost
$919,080/yrincome needed

About This Home

Welcome to Cash Estate in Columbus, MS. This is a one-of-a-kind property, that sits at the end of Old Country Lane. When you first pull into the private gates, you will notice the 10+/- acre stocked lake. As you keep driving through you will come up to the main residence. The house is 4,421 square feet, built in 2013, has a detached five-car garage, and top of the line finishes. The house itself has three bedrooms, three and half bathrooms, custom cabinets, heart pine flooring, and so much more. Also on the property is a 3200 square foot lodge. This lodge has two bedrooms, one bathroom, and a huge kitchen. There is a large entertainment area and a wrap-around porch, and an outdoor kitchen. This building has an amazing feel with the rustic finishes and southern charm. e foot cabin that sits on the 10 +/- acre lake. This cabin is a great place to hang out with its back porch fronting the water giving direct access to lake and its views. This cabin features a few beds, a bathroom, and a kitchenet. This property features two metal shops. The first shop is 1600 square feet and has a small office. The shop has concrete floors and an outdoor storage area for tractors or any other equipment you may have. The second shop is 1200 square feet and used to be a horse barn. This property features 200+/- acres which consists of approximately 110+/- acres of mixed timber and the rest in pastures/ hay ground. The land is suitable for hunting, having horses or cattle, or for any recreational use. A property of this stature rarely hits the market. You could have all of this situated in the Columbus, MS city limits, which is one of the fastest growing counties in Mississippi. Many industries are coming to the Golden Triangle and Lowndes County has been their number one target.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
New Hope Middle SchoolGrades 6-86.1 mi
--
Lowndes Co Voc ComplexGrades 9-121.3 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 4,421
  • Total interior livable area: 4,421 sqft

Property

Details

  • Parcel number: 54W000004500/ 54W000005902/ 54W000004501

Features

  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 200 Acres
  • Lot size dimensions: 200

Parking

  • Total spaces: 5
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Ice Storm

FEMA Declared Disasters in Lowndes County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,077$216,924
Home Insurance *$2,881$34,572
Property Taxes $1,608$19,296
Electricity $411$4,933
Total$22,977$275,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$787,782/yr
40% on housing$689,310/yr
45% on housing$612,720/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$809This listing

vs Other Active Listings

Avg $/sqft

ZIP 39702$124
Lowndes County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39702$111
Lowndes County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-20Listed for sale$3,575,000

For Sale by Agent

AgentMICHAEL HALFACRE
BrokerageTOM SMITH LAND AND HOMES

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