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116 Cummins Hill Rd, Milford, PA, 18337

0beds
--baths
800sqft
$380,000
$475price/sqft
$2,685/moest. monthly cost
$107,400/yrincome needed

About This Home

Picturesque landscape and home including 14.5 acres with no HOA and a beautiful stream on property. History abounds from this unique property between the towns of Matamoras and Milford. Mountain views and lush green land with plenty of space to expand and make this property yours. The home requires work leaving the lucky buyer the ability to put their own touches and finishes on it! Historical and shades of the past shine through with every step.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
Delaware Valley El SchoolGrades PK-53.7 mi
6/10
10/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 800

Heating

  • Heating features: Baseboard,Electric,Fireplace(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 098.000101.001 069755
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Waterbody name: None

Lot

  • Lot size: 14.50 Acres
  • Features: Front Yard,Wooded,See Remarks,Native Plants,Many Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$148$1,776
Property Taxes $392$4,704
Electricity $224$2,692
Total$2,685$32,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,057/yr
40% on housing$80,550/yr
45% on housing$71,600/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$475This listing

vs Other Active Listings

Avg $/sqft

ZIP 18337$160
Pike County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 18337$203
Pike County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Listed for sale$449,000
2026-01-12Listing removed$525,000
2025-07-16Listed for sale$525,000

For Sale by Agent

AgentJohn Sweeney
BrokerageRealty Executives Exceptional Milford

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