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120 Crestmont Dr, Gaffney, SC, 29340

2beds
2baths
924sqft
$87,900
$95price/sqft
$740/moest. monthly cost
$29,600/yrincome needed

About This Home

This move-in ready 2BR/2BA home on Gaffney's East Side boasts a mostly open floor plan, a functional kitchen, and a nicely sized owner’s suite. Conveniently located just minutes from I-85 at exit 96, it can be made FHA eligible. With new decks, a 3-year-old HVAC system, and updated plumbing, it’s a great opportunity for the budget-minded buyer.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

2/10
Gaffney Middle SchoolGrades 6-81.9 mi
3/10
Gaffney High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Electric Cooktop,Disposal,Electric Oven,Built-In Range,Electric Water Heater
  • Laundry features: 1st Floor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Soaking Tub
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Heat Pump,Electricity
  • Cooling features: Heat Pump,Electricity

Interior Area

  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: 098160000600001
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Deck
  • Topography of land: Level
  • Living area range: 700-999

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $444$5,328
Home Insurance *$56$672
Property Taxes $36$432
Electricity $204$2,449
Total$740$8,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,371/yr
40% on housing$22,200/yr
45% on housing$19,733/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 29340$101
Cherokee County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 29340$140
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Listed for sale$87,900

For Sale by Agent

AgentWilliam Bowers
BrokerageBowers & Associates

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