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524 Church St, Laurens, SC, 29360

2beds
1baths
1,173sqft
$174,500
$149price/sqft
$1,247/moest. monthly cost
$49,880/yrincome needed

About This Home

This amazing little gem is located right in Laurens. If you're a first-time buyer, this property is perfect for you! It's eligible for USDA 100% financing, FHA compliant, and VA compliant, plus down payment assistance is available. I have lenders ready with programs to help you purchase this home with ZERO money out of pocket. Let me share some details about this home. It features 2 bedrooms and 1 bath, and guess what? It sits on nearly 3/4 of an acre lot. You could clear some space to plant a fantastic garden or even add a workshop. There's also a storage shed for your lawn and garden tools. This home is full of character, and if you appreciate a unique, non-cookie-cutter style, you need to come see it. As soon as you drive up the driveway and step onto the wrap-around porch, you're going to fall in love. Just imagine yourself relaxing on the porch after dinner on weekends, watching the cars go by. Inside, you'll discover a spacious layout. The living room is nice and open, and the entire house features new luxury vinyl planks—no carpet! YAY! The dining room is really cool with its original wooden French doors. In fact, most of the interior doors are original, made of solid wood rather than the hollow ones commonly found today. There's a lovely laundry room with cabinets, and there's even room for more if you wish. The kitchen boasts new cabinets, a sink, and it comes with a dishwasher and fridge. The bathroom has been updated too, featuring a new vanity and toilet. Both bedrooms are a good size, with one being slightly larger than the other. The smaller room would make a perfect nursery or office. At the back, there's a fantastic additional space and an enclosed porch, ideal for entertaining or as an indoor playroom—endless possibilities! So, what are you waiting for? Give me a call, and let's arrange a private showing to take a look. You'll adore the charming 1940s character combined with the modern updates you desire. I look forward to hearing from you!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Laurens Elementary SchoolGrades PK-50.9 mi
2/10
Laurens Middle SchoolGrades 6-81.2 mi
3/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator,Electric Cooktop,Electric Oven,Free-Standing Electric Range,Electric Water Heater
  • Laundry features: 1st Floor,Laundry Closet,Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Area: 144

Features

  • High Ceilings,Ceiling Fan(s),Ceiling Smooth,Countertops-Solid Surface
  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: None
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,173 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 247

Master Bathroom

  • Level: Main

Master Bedroom

  • Area: 168

Property

Details

  • Parcel number: 9061111008

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Wrap Around
  • Topography of land: Level
  • Living area range: 1000-1199

Lot

  • Lot size: 0.70 Acres
  • Features: Sloped,Wooded,1/2 - Acre

Parking

  • Total spaces: 1
  • Parking features: None,Side/Rear Entry,Driveway,Gravel,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind
Earthquake
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Laurens County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $882$10,584
Home Insurance *$99$1,188
Property Taxes $62$744
Electricity $204$2,449
Total$1,247$14,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,754/yr
40% on housing$37,410/yr
45% on housing$33,253/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 29360$115
Laurens County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 29360$154
Laurens County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$205,000

For Sale by Agent

AgentBrian Welborn
BrokerageBHHS C Dan Joyner - Augusta Rd

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