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301 Whitetail Trl, Belvidere, IL, 61008

3beds
2baths
1,848sqft
$450,000
$244price/sqft
$3,465/moest. monthly cost
$138,600/yrincome needed

About This Home

Welcome to this beautifully maintained, move-in ready ranch built in 2024! Offering 1,848 square feet of thoughtfully designed living space, this 3-bedroom, 2-bathroom home is set back on a spacious 0.60-acre lot in one of Belvidere's most desirable locations and school districts. From the moment you walk in, you'll appreciate the bright, open-concept floor plan featuring 9-foot ceilings throughout and a stunning vaulted living room that creates an airy, inviting feel. The kitchen is designed for both everyday living and entertaining with GE Profile appliances, a spacious walk-in pantry, and seamless flow into the main living and dining areas. This home has been thoughtfully upgraded with fresh paint throughout, modern lighting fixtures, and professional landscaping that enhances its curb appeal. Outside, you'll love the peaceful backyard setting that backs to beautiful open farmland, offering scenic views with the sun rising directly behind it and the sun setting directly in front of it. An electric dog fence is already installed, making it perfect for pet owners. The oversized 3.5-car garage provides plenty of room for vehicles, tools, toys, or a workshop, while the generous lot offers space to enjoy the outdoors. One of this home's most unique features is its one of one floor plan, giving you a truly distinctive home that stands apart from the rest. If you've been searching for a nearly new home with modern finishes, thoughtful upgrades, and an unbeatable setting, this is one you won't want to miss! Text Kaci at 815-977-0911 or email 301whitetailtrl@gmail.com to book a showing!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,848 sqft

Property

Details

  • Parcel number: 0521103014

Lot

  • Lot size: 0.60 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$302$3,624
Property Taxes $746$8,952
Electricity $142$1,705
Total$3,465$41,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,800/yr
40% on housing$103,950/yr
45% on housing$92,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 61008$113
Boone County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 61008$143
Boone County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$450,000
2026-08-03Price change$450,000
2026-07-24Listed for sale$469,900
2024-07-19Sold$369,372
2024-04-19Pending sale$367,572
2024-04-11Price change$370,572
2024-03-01Listed for sale$367,572

For Sale by Owner

AgentProperty Owner

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