See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34 Oak St, Hillsdale, MI, 49242

4beds
3baths
1,832sqft
$199,900
$109price/sqft
$1,479/moest. monthly cost
$59,160/yrincome needed

About This Home

Walking distance to Hillsdale College, and sitting just off the bike path for a fun ride, walk or run to Baw Beese Lake! This 4 bed, 2.5 bath home offers immediate possession and all appliances. Main floor bedroom, full bathroom, and laundry! Some hardwood flooring and an updated kitchen and full main floor bath with walk in custom tile shower. 3 bedrooms up, a full bath and an ensuite half bath in one of the bedrooms. Enclosed front porch & small office room. New roof in 2023, and french drain system in the basement. Spacious lot with several trees, and an oversized detached garage. Make this home today!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

5/10
Davis Middle SchoolGrades 5-80.4 mi
5/10
Hillsdale High SchoolGrades 9-120.6 mi
4/10
Gier Elementary SchoolGrades K-40.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: In Bathroom,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,832
  • Total interior livable area: 1,832 sqft

Property

Details

  • Parcel number: 00612610920

Features

  • Stories: 2
  • Patio & porch: Scrn Porch

Lot

  • Lot size: 0.72 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$119$1,428
Property Taxes $151$1,812
Electricity $199$2,397
Total$1,479$17,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,708/yr
40% on housing$44,370/yr
45% on housing$39,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 49242$160
Hillsdale County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49242$139
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$219,900
2023-02-16Listing removed--
2022-06-17Sold$170,000
2021-02-15Sold$145,000
2020-12-17Contingent$139,900
2020-12-07Listed for sale$139,900
2018-05-22Sold$113,300
2015-12-01Sold$96,000
2012-04-11Sold$100,000
2011-07-05Sold$77,475

For Sale by Agent

AgentChristie M Plemmons
BrokerageChristie Plemmons Realty

Similar Homes