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14840 Killorglin Ln, Cement City, MI, 49233

4beds
3baths
2,400sqft
$499,900
$208price/sqft
$3,425/moest. monthly cost
$137,000/yrincome needed

About This Home

Built in 2022 & loaded w/thoughtful upgrades, this exceptional home offers flexible living space, peace of mind & the added bonus Somerset Lake access. Multiple lots totaling approx one acre, the property provides an uncommon sense of privacy w/peaceful nature views from both levels of outdoor living space. Recreating this level of newer construction, space, & high end features would be impossible at this price point, making this an outstanding opportunity! The main floor features an open concept design connecting the living room, kitchen, & dining area, ideal for everyday living. A spacious primary suite offers a true retreat w/a large walk in shower and generous walk in closet, while main floor laundry adds convenience. The walkout lower level is designed to impress & entertain w/a second kitchen + dining, oversized bathroom AND a theater style family room w/raised seating for the ultimate movie night. 2 car garage, 2 storage sheds, & dual furnace Enjoy all the amenities Somerset Lake is known for, including multiple parks, excellent fishing, and all sports lake fun for everything from kayaks to pontoons. A rare blend of newer construction, space, privacy, and lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
6/10
Addison Middle SchoolGrades 6-84.6 mi
8/10
Addison High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 86.32
  • Dimensions: 8.30 x 10.40

Bedroom2

  • Level: Main
  • Area: 144.16
  • Dimensions: 13.60 x 10.60

Bedroom3

  • Level: Main
  • Area: 133.4
  • Dimensions: 9.20 x 14.50

Bedroom4

  • Level: Lower
  • Area: 190.43
  • Dimensions: 13.70 x 13.90

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Area

  • Level: Main
  • Area: 75.366
  • Dimensions: 7.11 x 10.60

Dining Area

  • Level: Lower
  • Area: 146.28
  • Dimensions: 10.60 x 13.80

Family Room

  • Level: Lower
  • Area: 332.994
  • Dimensions: 25.40 x 13.11

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Main
  • Area: 170.3
  • Dimensions: 13.00 x 13.10

Kitchen

  • Level: Lower
  • Area: 143.82
  • Dimensions: 14.10 x 10.20

Laundry

  • Level: Main
  • Area: 97.98
  • Dimensions: 6.90 x 14.20

Living Room

  • Level: Main
  • Area: 242.962
  • Dimensions: 17.11 x 14.20

Master Bathroom

  • Level: Main
  • Area: 120.35
  • Dimensions: 8.30 x 14.50

Master Bedroom

  • Level: Main
  • Area: 186.162
  • Dimensions: 13.11 x 14.20

Utility Room

  • Level: Lower
  • Area: 403.788
  • Dimensions: 30.80 x 13.11

Property

Details

  • Parcel number: 30 04 210 001 368
  • Zoning description: Residential

Features

  • Stories: 1
  • Waterfront features: Lake

Lot

  • Lot size: 0.95 Acres
  • Features: Wooded
  • Lot size dimensions: 300 x 174 x 208 x 164

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$258$3,096
Property Taxes $379$4,548
Electricity $261$3,141
Total$3,425$41,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,428/yr
40% on housing$102,750/yr
45% on housing$91,333/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 49233$171
Hillsdale County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 49233$173
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$499,900
2023-08-22Listing removed--
2022-09-27Listed for sale$18,500

For Sale by Agent

AgentCori Baumann, The Brokerage House, Nathaniel Baumann, The Brokerage House
BrokerageThe Brokerage House

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