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4205 Carol Dr, Reading, MI, 49274

2beds
1baths
984sqft
$283,000
$288price/sqft
$1,984/moest. monthly cost
$79,360/yrincome needed

About This Home

Opportunity on All-Sports Long Lake! Welcome to 4205 & 4206 Carol Drive in Reading, Michigan an incredible chance to own a double-lot property in a highly sought-after location on Long Lake. This 2-bedroom, 1-bath home offers potential for an additional half bath, giving buyers the opportunity to build equity and make it their own. Major updates have already been started, including newer siding and roof, new windows, along with brand-new quartz countertops, kitchen cabinets, and vinyl wood plank flooring (ready for installation.) The groundwork is in place, making this an ideal project for an owner-occupant, investor, or lake enthusiast. This property features 85 feet of frontage and includes 14 feet of public lake access, plus deeded dock rights on Lot 20. A rare and valuable combination. Even better, you have the ability to install a dock directly on your own property, offering flexibility and maximizing your lake lifestyle. Enjoy spacious bedrooms, a functional layout, and a beautiful scenic setting perfect for relaxing, entertaining, and taking full advantage of all-sports lake living. Whether you’re searching for a weekend getaway, investment opportunity, or year-round residence, this is your chance to create something special on one of the area’s most desirable lakes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
5/10
Reading High SchoolGrades 7-123.3 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main
  • Area: 64

Bedroom1

  • Level: Main
  • Area: 180

Bedroom2

  • Level: Main
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 130

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room,Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 984

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 984
  • Total interior livable area: 984 sqft

Kitchen

  • Level: Main
  • Area: 228

Living Room

  • Level: Main
  • Area: 252

Property

Details

  • Parcel number: #10 145 001 011#10 105 001 017
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: All Sports Lake,Lake Front,Lake/River Access,Waterfront
  • Frontage length: 85

Lot

  • Lot size: 0.78 Acres
  • Lot size dimensions: 85 x 199

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,431$17,172
Home Insurance *$151$1,812
Property Taxes $214$2,568
Electricity $188$2,259
Total$1,984$23,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,022/yr
40% on housing$59,520/yr
45% on housing$52,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 49274$153
Hillsdale County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49274$199
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$283,000

For Sale by Agent

AgentKayla Meisner
BrokerageThe Danberry Company - Temperance

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