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6915 Rowley Dr, Osseo, MI, 49266

1beds
1baths
980sqft
$179,900
$184price/sqft
$1,307/moest. monthly cost
$52,280/yrincome needed

About This Home

*ALL SPORTS BIRD LAKE WATERFRONT* Finding a move in ready lake front home in this highly desirable area has been a true challenge over the past couple of years--so don't waste any time & see this place today! Gutted in 2019, this renovated home features a beautiful contemporary kitchen with stainless appliances, bath with super charged plumbing, new wood floors, recessed lighting, revitalized decks, porches & more. The huge 3 season room offers extra living or sleeping space. New in 2019: well, PEX plumbing, furnace, water softener & pressure tank, plus lots more. Enjoy all the fun lake living provides as you ski, fish or paddle amidst these serene waters. Boasting almost 80 ft of channel frontage, enjoy entertaining under the newly stained gazebo. What a great place to call YOURS!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Screens
  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 12 040 011 014

Features

  • Stories: 1
  • Patio & porch: Scrn Porch
  • On waterfront: Yes
  • Waterfront features: Channel
  • Waterbody name: Bird Lake

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Level,Cul-De-Sac,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 78 x 130 x 158 x 101

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$74$888
Property Taxes $136$1,632
Electricity $188$2,259
Total$1,307$15,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,811/yr
40% on housing$39,210/yr
45% on housing$34,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 49266$206
Hillsdale County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 49266$148
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$199,500
2026-03-06Listed for sale$204,900
2025-10-15Listing removed$199,900
2025-07-08Price change$199,900
2025-06-25Listed for sale$224,900
2018-01-16Sold$70,000
2015-07-31Sold$57,000
2006-05-03Sold$79,000

For Sale by Agent

AgentDesiree Thomas
BrokerageCentury 21 Affiliated

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