9874 Highland Dr, Montgomery, MI, 49255
About This Home
Welcome to your turnkey lakefront getaway on Little Long Lake, a beautiful 160-acre all-sports lake uniquely split between Michigan and Indiana. Nestled in southern Hillsdale County, this fully furnished cottage offers the perfect blend of elevated views, modern updates, and classic lake charm. Perched on a hill overlooking the water, the property features approximately 25 feet of lake frontage, complete with an aluminum dock-ideal for boating, swimming, and enjoying everything this all-sports lake has to offer. A spacious deck provides the perfect vantage point for morning coffee or evening sunsets. Inside, the cottage is bright and inviting, with large interior windows that capture scenic lake views and fill the home with natural light. The open living space is designed for relaxation and comes fully furnished, making this a true turnkey opportunity. The walk-out basement leads to a cozy three-season porch, extending your living space and offering a comfortable place to unwind in any season. Recent updates include a new HVAC system (fall 2025), along with newer windows, flooring, and roof-providing peace of mind for years to come. For additional storage or workspace, a 36x48 pole barn with a concrete floor (built in 2019) is also available. Located on over an acre in nearby Camden, this bonus property offers excellent flexibility for boats, equipment, or hobbies. Contact the listing agent for further details. Whether you're seeking a weekend escape, full-time retreat, or investment property, this unique lakefront offering delivers the very best of Michigan waterfront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Oven,Range,Refrigerator
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Partial,Walk-Out Access
Bedroom2
- Level: Main
- Area: 80
- Dimensions: 8.00 x 10.00
Bedroom3
- Level: Lower
- Area: 234
- Dimensions: 18.00 x 13.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,Pantry
- Window features: Replacement,Window Treatments
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 425
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,094
- Total interior livable area: 1,519 sqft
Kitchen
- Level: Main
- Area: 108
- Dimensions: 18.00 x 6.00
Living Room
- Level: Main
- Area: 247
- Dimensions: 13.00 x 19.00
Master Bathroom
- Level: Main
- Area: 35
- Dimensions: 7.00 x 5.00
Master Bedroom
- Level: Main
- Area: 126
- Dimensions: 14.00 x 9.00
Property
Details
- Parcel number: 14065001020
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Little Long Lake
Lot
- Lot size: 4,791 sqft
- Features: Ground Cover,Shrubs/Hedges
- Lot size dimensions: 60 x 80
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsdale County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $464 | $5,568 |
| Electricity | $188 | $2,259 |
| Total | $2,435 | $29,220 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Price change | $319,900 |
| 2026-04-21 | Listed for sale | $329,900 |
| 2025-10-03 | Listing removed | $325,000 |
| 2025-09-04 | Price change | $325,000 |
| 2025-08-05 | Listed for sale | $350,000 |
For Sale by Agent
View on Zillow