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14590 Gazebo Dr #18, Park Rapids, MN, 56470

2beds
2baths
936sqft
$189,900
$203price/sqft
$1,378/moest. monthly cost
$55,120/yrincome needed

About This Home

Welcome to the 'Love Shack'. This neat, clean and move-in ready condo is located in the North Beach Resort on highly regarded Potato Lake. Carefree living with an atmosphere that makes you feel like you are always on vacation. This nicely updated unit is being sold completely turn-key. It features 2 bedrooms, 2 baths, an entry-side patio, a large lakeside deck and a private boat slip in front of your unit. The association amenities are generous and offer something for everyone. This is an ideal opportunity for those seeking a vacation property or a smaller primary residence. Potato Lake also provides chain access to Eagle and Island lakes, offering over 3,000 acres of boating, fishing and fun! Prime waterfront at an entry level price.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Coin-op Laundry Owned

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Upper
  • Area: 146.0208
  • Dimensions: 10'9x13'7

Bedroom2

  • Level: Upper
  • Area: 108.2917
  • Dimensions: 9'5x11'6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main

Dining Room

  • Level: Main
  • Area: 59.5
  • Dimensions: 6x9'11

Features

  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Kitchen

  • Level: Main
  • Area: 49.5
  • Dimensions: 6x8'3

Living Room

  • Level: Main
  • Area: 202.5
  • Dimensions: 13'6x15

Patio

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 024201800
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 468

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Indoor,Shared
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Sand,Weeds)
  • Frontage length: Water Frontage: 730

Lot

  • Lot size: 435.60 sqft
  • Lot size dimensions: 18.5 x 26

Parking

  • Parking features: Asphalt,Shared Driveway,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Landslide
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Hubbard County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$129$1,548
Property Taxes $119$1,428
Electricity $170$2,050
Total$1,378$16,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,245/yr
40% on housing$41,340/yr
45% on housing$36,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 56470$246
Hubbard County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 56470
Hubbard County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$189,900
2025-11-04Listing removed$209,900
2025-08-04Listed for sale$209,900
2020-07-02Sold$149,900

For Sale by Agent

AgentJack Brann
BrokerageAffinity Real Estate Inc.

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