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51100 Wolf Ridge Dr, Cass Lake, MN, 56633

5beds
2baths
3,250sqft
$349,900
$108price/sqft
$2,675/moest. monthly cost
$107,000/yrincome needed

About This Home

If cabins could talk, this one would tell quite the story. This whimsical, seasonal five-bedroom lake cabin is set in a magical location and has hosted over half a century of family fun. Situated between Little Wolf and Spring Lake, the property features over 400 feet of frontage on each side. An expansive deck and boardwalk provide easy access to the lakeshore, with a charming "tea house" along the way that serves as a screened porch, boathouse, and extra sleeping quarters. The original cabin features a kitchen, dining area, bathroom, bedrooms, and a living room with a unique fireplace built with stones from around the world! Later, to accommodate the growing family a guest house with a mini-kitchen and bath was added. The two buildings are now connected by a solarium/gazebo, offering the perfect central spot for morning coffee. Little Wolf Lake spans 528 acres with a depth of 24 feet. It is an excellent spot for anglers, who can expect to find a variety of fish including walleye and largemouth bass. This is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

1/10
1/10
Cass Lake-Bena SecondaryGrades 9-123.9 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Age 8 Years or Less,Asphalt,Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,800

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,250
  • Total interior livable area: 3,250 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 074402100
  • Zoning description: Residential-Single Family
  • Foundation area: 2910

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: East,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Reeds,Sand,Undeveloped)
  • Frontage length: Water Frontage: 812

Lot

  • Lot size: 2.10 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Drought
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Hubbard County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$549$6,588
Property Taxes $83$996
Electricity $274$3,289
Total$2,675$32,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,714/yr
40% on housing$80,250/yr
45% on housing$71,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 56633$224
Hubbard County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 56633$92
Hubbard County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$379,900

For Sale by Agent

AgentLaurie Moe-Greer
BrokerageCedar Point Realty

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