See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

608 Park Ave N Unit 5, Park Rapids, MN, 56470

1beds
2baths
1,059sqft
$219,900
$208price/sqft
$1,639/moest. monthly cost
$65,560/yrincome needed

About This Home

A rare chance to own a charming seasonal cabin on the Fishhook River. The cabin features a main-floor bedroom, a sleeping loft, and a living room set right along the water’s edge. With a covered riverside patio and easy access to downtown, it offers plenty of ways to relax and enjoy the area.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Construction

Condition

  • Year built: 1933

Materials

  • Roof: Metal
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedroom

  • Level: Main
  • Area: 95
  • Dimensions: 10x9.5

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement
  • Area: 91.64
  • Dimensions: 7.9x11.6

Features

  • Finished area below ground: 490
  • Finished area above ground: 569

Heating & Cooling

  • Heating features: Ductless Mini-Split
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,059
  • Total interior livable area: 1,059 sqft

Kitchen

  • Level: Main
  • Area: 126.84
  • Dimensions: 15.1x8.4

Laundry

  • Level: Basement
  • Area: 126.16
  • Dimensions: 15.2x8.3

Living Room

  • Level: Main
  • Area: 116.25
  • Dimensions: 9.3x12.5

Loft

  • Level: Upper
  • Area: 79.1
  • Dimensions: 7x11.3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 324790500
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 490

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Shared,Waterfront Elevation(4-10),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 130

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 38 x 18 x 36 x 20

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Hubbard County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$150$1,800
Property Taxes $208$2,496
Electricity $170$2,050
Total$1,639$19,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,194/yr
40% on housing$49,170/yr
45% on housing$43,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 56470$245
Hubbard County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 56470
Hubbard County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$219,900
2026-07-02Listed for sale$224,900
2018-08-15Sold$142,500

For Sale by Agent

AgentEric Wolff
BrokerageWolff & Simon Real Estate

Similar Homes