1631 W McCarty St, Jefferson City, MO, 65109
About This Home
Welcome home! You'll want to move in right away to this mostly remodeled home in the heart of Jeff City! The roof and the windows are only 4 years old, and all of the appliances, HVAC and water heater are only 2 years old! The yard is big and ready for entertaining, but this awesome home boasts two sitting porches, perfect for relaxing. This home is perfect for worry-free living and has a HUGE basement that's perfect for storage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1920
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Pantry,Walk-In Closet(s)
- Finished area below ground: 0
- Finished area above ground: 1,454
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,454
- Total interior livable area: 1,454 sqft
Laundry
- Level: Lower
Property
Details
- Parcel number: 1001010003012023
Features
- Levels: Two
Lot
- Lot size: 4,791 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,261 | $15,132 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $151 | $1,812 |
| Electricity | $141 | $1,693 |
| Total | $1,721 | $20,652 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $244,000 |
| 2026-08-05 | Price change | $244,500 |
| 2026-07-31 | Price change | $249,500 |
| 2026-06-24 | Listed for sale | $250,000 |
| 2024-06-07 | Sold | -- |
| 2024-05-14 | Pending sale | $205,000 |
| 2024-05-13 | Price change | $205,000 |
| 2024-04-26 | Listed for sale | $220,000 |
| 2022-12-14 | Sold | -- |
| 2022-11-27 | Pending sale | $49,900 |
| 2022-10-20 | Listed for sale | $49,900 |
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