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626 Georgia St, Jefferson City, MO, 65109

4beds
4baths
2,590sqft
$289,900
$112price/sqft
$2,033/moest. monthly cost
$81,320/yrincome needed

About This Home

This 4 plex is fully rented and located in a very convenient central area. Great investment property to build your porfolio and for the first time investor. Newer HVAC for main floor units. New window A/C units for units 3 & 4.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

7/10
West Elementary SchoolGrades K-51.1 mi
8/10
5/10
Capital City High SchoolGrades 9-122.1 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: All Units,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Two/more window unit,Central Electric

Interior Area

  • Total structure area: 2,590
  • Total interior livable area: 2,590 sqft

Property

Details

  • Parcel number: 1001120001004070

Features

  • Stories: 2

Lot

  • Lot size: 6,500 sqft
  • Lot size dimensions: 50 x 130

Parking

  • Parking features: Parking Lot,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$195$2,340
Property Taxes $176$2,112
Electricity $197$2,373
Total$2,033$24,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,702/yr
40% on housing$60,990/yr
45% on housing$54,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 65109$152
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65109$143
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Price change$285,000
2025-10-13Price change$295,000
2024-09-13Price change$225,000
2024-09-07Price change$229,600
2024-09-04Price change$232,600
2024-08-28Price change$237,600
2024-08-26Price change$237,700
2024-08-25Price change$237,800
2024-08-20Price change$238,300
2024-08-18Price change$238,500
2024-08-16Price change$238,600
2024-08-14Price change$238,800
2024-08-13Price change$238,900
2024-08-07Price change$239,000
2024-08-02Price change$245,000
2024-06-25Price change$248,900
2024-06-04Price change$249,900
2024-05-14Listed for sale$260,000
2022-10-11Sold--
2022-09-11Pending sale$160,000
2022-09-06Listed for sale$160,000
2022-06-20Listing removed--
2022-05-30Listed for rent$550
2022-03-17Listing removed--
2022-02-07Listed for rent$550
2021-08-29Listing removed--

For Sale by Agent

AgentWanda Bressman
BrokerageIron Gate Real Estate

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