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227 Paradigm Dr, Jefferson City, MO, 65109

4beds
3baths
2,357sqft
$439,000
$186price/sqft
$2,961/moest. monthly cost
$118,440/yrincome needed

About This Home

This house is where modern design meets a perfect blend of functionality and style. As you step inside, prepare to be captivated by the modern design that defines this home. Clean lines and an open concept layout create a contemporary and inviting living room with a chic fireplace. The thoughtfully designed split bedroom floor plan maximizes both space and natural light, providing an airy and comfortable living experience and privacy to the primary suite. The designer kitchen boasts beautiful glass tile backsplash and gleaming granite atop sleek cabinetry and a stylish island. The full basement provides a roomy family room for entertaining, a fourth bedroom, third garage and loads of storage space to keep life organized.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
5/10
Capital City High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Vinyl Siding,Brick

Other

  • Builder name: Signature Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Water Softener Owned,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedroom2

  • Level: Main
  • Area: 159.5289
  • Dimensions: 13.67 x 11.67

Bedroom3

  • Level: Main
  • Area: 132.2211
  • Dimensions: 11.67 x 11.33

Bedroom4

  • Level: Lower
  • Area: 149.7261
  • Dimensions: 12.83 x 11.67

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 84
  • Dimensions: 12 x 7

Family Room

  • Level: Lower
  • Area: 308.79
  • Dimensions: 18.25 x 16.92

Features

  • Pantry,Walk-In Closet(s)
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 654
  • Finished area above ground: 1,703

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,357
  • Total interior livable area: 2,357 sqft

Kitchen

  • Level: Main
  • Area: 144.9414
  • Dimensions: 12.42 x 11.67

Laundry

  • Level: Main
  • Area: 52.52
  • Dimensions: 8.08 x 6.5

Living Room

  • Level: Main
  • Area: 328.2186
  • Dimensions: 18.67 x 17.58

Primary Bedroom

  • Level: Main
  • Area: 218.7
  • Dimensions: 15 x 14.58

Property

Details

  • Parcel number: 0901010004004070

Lot

  • Lot size: 0.71 Acres
  • Lot size dimensions: 140 x 220

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$296$3,552
Property Taxes $267$3,204
Electricity $179$2,159
Total$2,961$35,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,520/yr
40% on housing$88,830/yr
45% on housing$78,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 65109$150
Cole County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65109$143
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$439,000
2026-03-25Price change$442,000
2026-03-10Listed for sale$448,000
2023-08-11Sold--
2023-06-24Pending sale$350,000
2023-06-20Listed for sale$350,000
2017-06-30Sold--

For Sale by Agent

AgentJennifer Michel
BrokerageAssociated Real Estate Group

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