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409 S Fern Ave, Broken Arrow, OK, 74012

3beds
2baths
1,567sqft
$190,000
$121price/sqft
$1,426/moest. monthly cost
$57,040/yrincome needed

About This Home

Location, location, location for under $200K! Looking for a property just 0.5 miles from the Rose District? This full brick homeoffers a functional floor plan and is an incredible addition to any investor's portfolio. It's also a great opportunity for a futurehomeowner who sees the value in waiting a little before moving in.Built for entertaining, this home features a second living room or flex space, giving you plenty of room to spread out or gathertogether around the kitchen table in the spacious dining room. Don't miss this under market value opportunity in a prime location!

Getting Around

58
WalkingSomewhat Walkable
18
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

5/10
4/10
Sequoyah Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Oven,Range,Stove,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: None

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Laminate Counters,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection,Gas Range Connection,Gas Oven Connection
  • Door features: Storm Door(s)
  • Window features: Vinyl
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,567
  • Total interior livable area: 1,567 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 80490841000890

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Landscaping
  • Fencing: Full,Privacy

Lot

  • Lot size: 9,234 sqft
  • Features: Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Tulsa County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance $167$2,004
Property Taxes $155$1,860
Electricity $144$1,732
Total$1,426$17,112

Income You'd Need if You Spent...

35% on housing$48,891/yr
40% on housing$42,780/yr
45% on housing$38,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 74012$146
Tulsa County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 74012$147
Tulsa County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$190,000
2025-12-23Listing removed$199,000
2025-12-01Price change$199,000
2025-10-31Price change$210,000
2025-09-16Listed for sale$235,000
2024-02-29Listing removed--
2024-02-13Price change$1,600
2024-02-11Price change$1,650
2024-02-01Listed for rent$1,700

For Sale by Agent

AgentAshley Elizondo
BrokerageKeller Williams Preferred

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