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4943 Osgood Ave N, Stillwater, MN, 55082

3beds
2baths
3,104sqft
$399,900
$129price/sqft
$2,765/moest. monthly cost
$110,600/yrincome needed

About This Home

Welcome to this beautifully updated home in desirable Baytown Township! Offering 3 bedrooms, 2 bathrooms, and over 3,100 total square feet, this property combines comfort, functionality, and space to entertain. Step inside to find a spacious main level featuring a large living room filled with natural light, along with an additional bonus entertainment area just off the kitchen—perfect for gatherings or a flexible second sitting space. The recently updated main-level bathroom adds a fresh, modern touch. Downstairs, you’ll love the expansive family room complete with a built-in bar and cozy wood-burning fireplace—an ideal setup for hosting or relaxing year-round. This home has seen numerous key updates, including a new roof, new well (2021), new pressure tank and pressure switch(2026) and a new forced air furnace (2023), giving peace of mind for years to come. Outside, enjoy the brand-new deck—perfect for entertaining or unwinding after a long day. Additional highlights include a heated and insulated 2-stall garage, generous living spaces throughout, and a layout designed for both everyday living and entertaining. A fantastic opportunity to own a move-in ready home in a great location—don’t miss it!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
6/10
Oak-Land Middle SchoolGrades 6-85.1 mi
10/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Main
  • Area: 238
  • Dimensions: 17x14

Deck

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Family Room

  • Level: Lower
  • Area: 924
  • Dimensions: 33x28

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,299
  • Finished area above ground: 1,552

Flex Room

  • Level: Lower
  • Area: 208
  • Dimensions: 16x13

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,104
  • Total interior livable area: 3,104 sqft

Kitchen

  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Storage

  • Level: Lower
  • Area: 231
  • Dimensions: 33x7

Utility Room

  • Level: Lower
  • Area: 153
  • Dimensions: 17x9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0902920110023
  • Zoning description: Residential-Single Family
  • Foundation area: 1552

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Other

Lot

  • Lot size: 1.39 Acres
  • Lot size dimensions: 100 x 665 x 80 x 665

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$229$2,748
Property Taxes $253$3,036
Electricity $261$3,141
Total$2,765$33,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,800/yr
40% on housing$82,950/yr
45% on housing$73,733/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 55082$232
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55082$219
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$420,000
2026-04-21Price change$430,000
2026-04-16Listed for sale$440,000
2022-08-25Listing removed--
2022-08-03Listed for sale$369,900
2019-12-06Sold$213,000
2019-10-15Listed for sale$214,900

For Sale by Agent

AgentJoshua Lockner
BrokerageRE/MAX Results Inc

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