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221 W Locust St, Mount Pleasant, MI, 48858

4beds
3baths
2,184sqft
$189,900
$87price/sqft
$1,501/moest. monthly cost
$60,040/yrincome needed

About This Home

Very well maintained tri-plex close to CMU and Downtown. A great investment opportunity! Each unit has been upgraded by the owner since ownership. Private parking and a great neighborhood. Schedule your walkthrough today!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

5/10
Fancher SchoolGrades 3-50.5 mi
7/10
8/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Laundry Hook-up

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • High Speed Internet
  • Fireplace features: None

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 170001223300
  • Attached to another structure: Yes
  • Zoning description: Multi-Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Waterfront features: None

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 61 x 132

Parking

  • Parking features: One Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Isabella County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$118$1,416
Property Taxes $185$2,220
Electricity $238$2,858
Total$1,501$18,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,462/yr
40% on housing$45,030/yr
45% on housing$40,026/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 48858$122
Isabella County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 48858$132
Isabella County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$184,900
2026-07-16Listed for sale$189,900
2026-03-08Listing removed$184,900
2025-08-05Price change$184,900
2025-03-07Listed for sale$189,000
2024-11-18Listing removed$189,000
2024-05-20Listed for sale$189,000
2018-07-23Sold$121,300
2018-05-15Listed for sale$124,900

For Sale by Agent

AgentPatricia Zamarron
BrokerageCENTRAL REAL ESTATE MT PLEASANT, INC.

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