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6311 170th St N, Hugo, MN, 55038

2beds
1baths
1,552sqft
$425,000
$274price/sqft
$2,881/moest. monthly cost
$115,240/yrincome needed

About This Home

Country living with room to roam! Nestled on 5 beautiful HIGH and DRY acres in desirable Hugo, this charming property offers the perfect opportunity to enjoy peaceful rural living while remaining just minutes from shopping, dining, schools, and major commuter routes. Surrounded by mature trees and open space, the property provides endless possibilities— whether you’re dreaming of gardening, hobby farming, outdoor recreation, or simply enjoying the privacy and serenity of your own acreage. The split-entry home features four bedrooms (2 conforming up/2 non-conforming down), comfortable living spaces and a lower level ready for your personal updates and finishing touches. Take in the gorgeous views of your backyard while sipping coffee in your screened porch. New vinyl flooring on main, updated Anderson windows and remodeled full bathroom with tile floor and tile shower surround. New dual zoned boiler and water heater in 2025. Rarely does a property with this much land become available in such a convenient location. Bring your vision and make this 5-acre retreat your own while enjoying all that Hugo has to offer! Don't wait- schedule your showing TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
7/10
7/10

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Chandelier,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Gas Dryer Hookup,Lower Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Full,Partially Finished,Storage Space,Sump Pump

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Features

  • Finished area below ground: 474
  • Finished area above ground: 1,078

Flex Room

  • Level: Lower
  • Area: 165
  • Dimensions: 15x11

Flex Room

  • Level: Lower
  • Area: 176
  • Dimensions: 16x11

Heating & Cooling

  • Heating features: Boiler,Zoned
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 1,552 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Other

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0903121220005
  • Zoning description: Residential-Single Family
  • Foundation area: 1008

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Porch
  • Topography of land: Pasture

Lot

  • Lot size: 5.00 Acres
  • Features: Suitable for Horses,Tree Coverage - Medium
  • Lot size dimensions: 165 x 1315

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Electric,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$202$2,424
Property Taxes $360$4,320
Electricity $170$2,050
Total$2,881$34,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,777/yr
40% on housing$86,430/yr
45% on housing$76,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$216
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$425,000
2026-07-24Listed for sale$425,000

For Sale by Agent

AgentKathryn Johnson
BrokerageeXp Realty

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