540 Derrick Rd, Bradford, PA, 16701
About This Home
The home you've been waiting for is now ready for new owners! This well maintained home, located in the desirable area of Derrick City offers all the features to make living easy! Covered front porch adds just the right touch! A comfortable size living room, dining room and den on the first floor. This quality custom kitchen offers a breakfast nook, generous cabinet space and Corian countertops. Glass door that opens to the large 24 x 20 deck and large backyard. New full bath and laundry area off the kitchen The main bedroom has a walk in closet and 3/4 bath. Four additional bedrooms on the 2nd floor. The 40 x 24 detached garage offers a main door, man door and garage door for easy access for equipment. Full 2nd floor storage. Walk up attic and partial basement.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1913
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedroom1
- Level: Second
- Dimensions: 13.00 x 13.00
Bedroom2
- Level: Second
- Dimensions: 12.00 x 12.00
Bedroom3
- Level: Second
- Dimensions: 12.00 x 15.00
Bedroom4
- Level: Second
- Dimensions: 10.00 x 11.00
Bedroom5
- Level: Second
- Dimensions: 12.00 x 11.00
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Den
- Level: First
- Dimensions: 13.00 x 12.00
Dining Room
- Level: First
- Dimensions: 14.00 x 12.00
Features
- Breakfast Area,Ceiling Fan(s),Den,Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Pantry,Workshop
- Flooring: Carpet,Ceramic Tile,Varies
Heating
- Heating features: Gas,Hot Water,Radiator(s)
Interior Area
- Total structure area: 1,804
- Total interior livable area: 1,804 sqft
Kitchen
- Level: First
- Dimensions: 22.00 x 20.00
Laundry
- Level: First
Living Room
- Level: First
- Dimensions: 23.00 x 16.00
Property
Details
- Parcel number: MAP#2102511102
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Porch
- Exterior features: Blacktop Driveway,Deck
Lot
- Lot size: 0.65 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 108 x 250
Parking
- Total spaces: 2
- Parking features: Detached,Electricity,Garage,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,663 | $19,956 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $309 | $3,708 |
| Electricity | $224 | $2,692 |
| Total | $2,464 | $29,568 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-26 | Price change | $329,000 |
| 2025-06-18 | Listed for sale | $349,000 |
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